Technology Insurance

Technology moves rapidly. So does your risk. As your business evolves, expands and integrates new systems, your exposure shifts. That's why you need a partner that understands the pace of innovation and the complexity behind every decision you make. We help you with what matters most: advancing your technology and scaling your success.

Unlock innovation with confidence

Innovation fuels transformation at every level — reshaping how we communicate, create, diagnose, build and deliver. Yet, each advancement introduces new risks, from regulatory changes to emerging digital threats. To move forward with confidence, you need protection that evolves alongside your projects, supports your strategy and adapts as rapidly as your business does.

Through our Technology insurance practice, we bring together decades of specialized experience and a global network of specialists dedicated to protecting your operations, intellectual property (IP) and reputation. With tailored coverage built around the realities of the tech economy, we anticipate those risks you may face in the future, transforming growth into guaranteed success.

8,100+
Clients nationwide

165+
Dedicated professionals

$1.2B+
In annual premium

Supporting every sector of the technology industry

Technology companies operate across a wide range of specialties, each with unique challenges, goals and risk considerations. From innovators developing new platforms to established providers managing global infrastructure, Gallagher supports the full spectrum of organizations that power the digital economy.

Our Technology insurance team partners with leaders and emerging businesses alike to design protection strategies aligned with their growth. We understand how different sectors within the technology industry operate — and we deliver solutions that reflect the complexity, creativity and ambition that define them. Some of the clients we serve include:

Emerging technology firms
IT and technology service companies
Software developers and management platforms
Data centres and cloud computing
Video game and VR/AR developers
Medtech companies

Telemedicine and virtual care
Medical device companies
Internet services and advertising
E-commerce
Shared economy platforms
Fintech and payment processing, and government contractors

Navigating technology risk exposures

Technology isn't a single industry — it's a landscape. From code and connectivity to cloud infrastructure and emerging AI applications, the risk landscape is broad and evolving. Our Technology insurance team understands these nuances and works with you to design an insurance program that aligns with your current operations while anticipating what comes next.

No matter how your business develops — whether you build hardware, develop software, manufacture components, create video games or deploy global digital platforms — your exposure is unique. We help you identify these exposures early and address them with strategic coverage designed for efficiency, growth and resilience.

Evolving digital threats and cyber vulnerabilities

Cyber exposure grows as technology expands, creating risks tied to ransomware, privacy breaches and operational disruption. We help strengthen resilience through our cyber risk liability insurance, incident response planning and coordinated protection that accounts for both cyber and tech errors and omissions (E&O) exposures.

Complexity across AI, data and automation

AI and automation raise questions about accuracy, data use and transparency. Our specialists manage AI-related exposures through tailored liability solutions and programs that adapt to evolving automation and performance risks.

Intellectual property and global compliance

Operating across borders introduces regulatory differences, data requirements and potential IP challenges that can influence growth and stability. We offer coordinated international programs, IP-related protection and support navigating jurisdictional expectations to maintain consistency and compliance.

Supply chain, service failure and performance risk

Interconnected systems and third-party dependencies mean that even a single outage or service failure can result in financial loss or client claims. We provide technology E&O, business interruption coverage and customized program design to help protect against negligence, performance failures and revenue impact.

Scaling operations and talent demands

Expansion — whether entering new markets or attracting global talent — creates workforce, benefits and continuity considerations. Organizations must balance strategic growth with employee wellbeing, competitive compensation and long-term talent needs. We help support workforce stability through coordinated benefits planning, compensation insights and solutions that align people strategies with business growth, helping organizations stay competitive and resilient as they scale.

The human side of AI liability

As AI integrates into daily work, human mistakes reveal unseen coverage risks.

Tools that power smarter decisions

In a world driven by data, clarity is essential to effective risk management. Gallagher's suite of analytics tools combine insights and practical experience to help organizations turn complexity into confident decisions. Among the tools we leverage — including Gallagher Drive® and CORE360® — we provide intelligence that enhances visibility, benchmark performance, improve efficiency and strengthen your strategy.

Gallagher Drive®
CORE360®

Gallagher Drive is our advanced data and analytics platform, designed to deliver real-time insights that strengthen risk management and financial strategies.

Drive capabilities for technology organizations include:

Benchmark program structures against industry peers.
Understand past losses and forecast future liabilities.
Optimize insurance programs and reduce hidden costs.
Identify the most efficient use of capital to minimize expenses.

Gallagher CORE360 is our unique comprehensive approach to evaluating your risk management program.

Through our proven methodology, we can:

Redefine your true cost of risk and identify opportunities for savings.
Apply a structured process across renewal prep, market analysis, program design and beyond.
Deliver actionable insights that reduce risk, improve efficiency and strengthen long-term resilience.

Worldwide strength locally delivered

Wherever your business goes, Gallagher is there with the reach and resources to support it. Our Gallagher Global Network connects specialized teams that understand what it takes to scale across regions, manage complex operations and stay resilient through constant change. From risk identification to program design, and from operational continuity to workforce protection, we deliver solutions built around the realities of running a modern, technology-driven organization.

With guidance grounded in clarity and service built on partnership, you're ready to face the future with confidence. Your protection remains steady, your strategy stays supported, and your people remain aligned with the path ahead. Whether you're a small startup shaping a promising idea or an established leader driving industry change, you have a partner in Gallagher committed to your growth and long-term success.

Paige Cheasley

National Practice Leader — Technology

Montréal, Québec

Phone Number (514) 788-4933