As the scale and complexity of data centers continue to grow, so do the risks. Modern data centers represent some of the most complex and capital-intensive infrastructure projects built today. At Gallagher, our global cross-functional data center team helps clients manage these evolving risks with customized, integrated insurance and risk management solutions.

Experience in the specialties that matter most for data center risks

Data center facilities now involve billions of dollars in capital investment and high-density computing infrastructure, and many of these facilities are hyperscale campuses that operate as multi-building environments with their own energy and redundancy systems. As such, they require specialized insurance and risk management strategies addressing challenges like:

This is a Data Center
  • Large-scale construction exposures — including delays in startup and project financing requirements
  • Power supply and grid dependency
  • Cooling system failures and operational interruption
  • Cyber threats targeting infrastructure providers
  • Investor and governance risk tied to large capital projects

At Gallagher, we help data center clients structure insurance and risk management programs that align with these technical and financial realities.

A team of industry professionals focused on your success

Modern data center facilities require sophisticated power systems, advanced cooling technologies, cybersecurity protection and operational resilience to support mission-critical digital services. Managing risks across this ecosystem requires coordination and reliable guidance across multiple industries, disciplines and markets.

Gallagher's data center team is comprised of insurance and risk management specialists with extensive professional experience in the following areas:

Data Center Engineer Using Tablet Computer. Server Farm Cloud Computing Specialist Facility with Multiethnic Female System Administrator Working with Data Protection Network for Cyber Security.
  • Construction and project risk
  • Property and engineering insurance
  • Energy and power infrastructure
  • Cyber and technology liability
  • Executive and governance risk
  • Reinsurance and alternative risk transfer

Global market access to higher capacity coverages for complex risks

Large data center campuses can represent billions of dollars in insured value and require significant insurance capacity that's difficult to obtain without access to the global market. At Gallagher, we work closely with our colleagues in the global specialty and reinsurance markets, giving our clients access to coverage that aligns with lender requirements, investor expectations and operational needs.

For example, some of our programs include coverages for risks such as:

  • Hyperscale construction programs
  • Multi-site data center portfolios
  • High-value computing equipment and infrastructure
  • Large property and business interruption exposures

Backed by the full capabilities of our specialty and reinsurance teams, our data center specialists work together globally across disciplines such as technology, construction, energy and cyber, to deliver comprehensive solutions for some of the world's most complex data center projects.

Dependable guidance through the entire data center project lifecycle

Data center projects involve multiple stages of development and operation, each with distinct risk exposures. Our trusted advisors use their deep understanding of the risks and challenges involved in every stage of the data center lifecycle to help clients manage risks from development and construction through long-term operations and expansion.

Development and site strategy

  • Site selection risk analysis
  • Natural catastrophe exposure evaluation
  • Energy infrastructure and power supply considerations
  • Environmental and regulatory risk

Construction and delivery

  • Builders risk and delay-in-start-up coverage
  • Project cargo and equipment transport insurance
  • Contractor and subcontractor risk management
  • Surety and project finance requirements

Operational risk management

  • Property and business interruption insurance
  • Cyber and technology liability coverage
  • Operational risk consulting
  • Service level agreement (SLA) exposure

Portfolio and investment risk

  • Infrastructure investment protection
  • Private equity portfolio risk management
  • Directors and Officers (D&O) liability
  • Transactional risk solutions

Custom insurance solutions for data center clients

Because no two data center projects are the same, we design insurance solutions tailored to each facility's design, operational profile and ownership structure. Our capabilities include:

Supporting a global technology company's expansion into data centers

A fast-growing technology and infrastructure company began expanding into some of the world's largest and most complex data center projects. Billions of dollars in global property values and an upcoming in initial public offering (IPO) created risks that exceeded the capabilities of any single team or legacy relationship.

The challenge

The client required a partner capable of delivering strategic guidance, technical expertise and global insurance capacity to support its rapid expansion.

The objective was to provide the client with a unified enterprise-level service model capable of matching their accelerated growth while outperforming competing advisory firms.

The solution

We assembled a cross-divisional team of specialists across the organization, including experts in property, reinsurance, wholesale market access, risk consulting and strategic initiatives.

Together, we built a coordinated insurance and advisory structure that addressed the client's needs.

The result

The result was a comprehensive support model capable of scaling alongside the client's rapid growth in digital infrastructure development that included:

  • Global property insurance needs
  • Large-scale construction exposures
  • Capital market and IPO-related risk considerations

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