Author: Walker Taylor IV

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Gallagher's Winter 2026 Insurance Market Summary for Life Sciences Companies offers key insights into insurance trends affecting pharmaceutical companies, biotechnology firms, medical device manufacturers, contract research organizations (CROs), contract manufacturing organizations (CMOs) and related sectors. Several factors are shaping the risk transfer market, including inflation, interest rates, capital markets, regulatory changes and social inflation.

This report looks at the current market for these coverages for life sciences organizations:

  • Property and Casualty (P&C)
  • Directors and Officers (D&O)
  • Workers' Compensation
  • Cyber
  • Umbrella
  • General and Product Liability
  • Auto Liability

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Disclaimer

The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer financial, tax, legal or client-specific insurance or risk management advice. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis. Insurance brokerage and related services provided by Arthur J. Gallagher Risk Management Services, LLC License Nos. IL 100292093 / CA 0D69293.