We provide comprehensive financial strategies for high-net-worth individuals, executives and families, combining life insurance, wealth planning and healthcare-related financial decision support. Our team works closely with advisors and their clients to build solutions that help preserve legacies and promote long-term confidence.

From optimizing tax efficiency and simplifying complex wealth structures to navigating healthcare coverage and managing medical costs, we deliver personalized service tailored to each client's unique needs. With a collaborative approach and access to industry-leading resources, we help you guide clients toward informed individual life, health consulting and wealth planning decisions that align with their long-term goals.

Individual life and wealth strategies

Our team partners with attorneys, family offices, accountants, wealth managers and other life insurance professionals to achieve uncommon results in addressing current and future wealth. We'll help you overcome the three primary challenges of wealth planning by implementing strategies that enable:

Greater tax efficiency

We identify and resolve costly inefficiencies, optimizing tax situations to secure and grow wealth.

Reduced complexity

We simplify outdated or overly complex plans, ensuring they remain effective and manageable.

Better clarity

We realign strategies with current goals and future aspirations, eliminating uncertainty and confusion.

Our offerings include traditional life insurance and annuity solutions, customized private placement life insurance (PPLI), private placement variable annuities (PPVA) and more.

Healthcare consulting and support

Making good healthcare decisions is more important than ever. Choosing the wrong coverage can be costly and limit future options. We provide much-needed guidance to help individuals and families make confident, informed decisions about their health insurance and Medicare options.

We partner with financial planners, employer benefit brokerages, healthcare providers and insurance companies to provide individuals and families advice and support regarding health insurance.

Our licensed, non-commissioned advisors help clients navigate the complexities of health insurance, including:

  • Workplace plans
  • Continued group coverage
  • Individual marketplace plans
  • Off-exchange individual plans
  • Short-term health plans
  • Medicare

We help clients understand their options, avoid costly mistakes and ensure their healthcare decisions align with their broader financial goals.

Partnering through education, execution and service

Our mission is to empower financial advisors and clients through education and clarity. We guide them through every phase of implementation, adjusting for unforeseen challenges and conducting annual evaluations to reflect changes in circumstances, tax laws, healthcare regulations and product performance.

Integrating financial planning with healthcare support allows clients to make well-informed decisions that reflect their personal goals and evolving needs, now and in the future.

Individual Life, Health Consulting and Wealth Planning Summary

  • Access to a full array of products and services
  • Succession planning that mitigates your business sustainability risk
  • Ensure loved ones are taken care of financially
  • National coverage footprint to provide a local, personal touch
Disclaimer

For Financial Professional use only. Not for use with the public.

GBS Insurance and Financial Services, Inc., its affiliated companies, and their representatives and employees do not give legal or tax advice. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. Utilizing third party vendors does not absolve a financial adviser from their fiduciary responsibilities to their clients. Financial Professionals should ensure they continue to follow the current policies and procedures of their broker dealer and/or registered investment adviser and the insurance carriers they represent on the use of any advertising, third-party materials, sales processes and/or social media/internet use. As it relates to office set-up broker dealers and registered investment advisors have specific signage requirements privacy policies and other supervisory controls requirements. Shared marketing programs or content in no way supersedes the requirements of a financial professional's license requirement or the policies and procedures of your broker dealer or registered investment advisory firm.

Securities offered through The Leaders Group, Inc., Member FINRA/SIPC, 475 Springfield Ave., Suite 1, Summit, NJ 07901, (303) 797-9080. GBS Insurance and Financial Services, Inc. is not affiliated with The Leaders Group, Inc. You may check the background of investment professionals on FINRA Broker Check. Customer Relationship Summary.

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