Decisions you make, whether as a director or an officer of a business, can resurface months or even years later in the shape of a personal claim against you. Directors’ and officers’ (D&O) insurance can help protect your personal assets in the event of legal action.

Exclusive, market-leading directors' and officers' (D&O) insurance

Board and officer leadership in any institution faces unique risk and exposures including lawsuits from shareholders as well as employees, competitors, suppliers and the government. Both not-for-profit and for-profit organizations are at risk of exposure to lawsuits alleging mismanagement of their interests. Allegations of wrongdoing can from stem from many areas, such as:

  • Mismanaging company funds
  • Failing to comply with laws
  • Injuring staff or clients
  • Wrongful termination
  • Discrimination
  • Inadequate training of employees or volunteers

At Gallagher, our team is able to construct policies that customize the protection your executives and your organization expect in order to run their business, and we reassess your insurance and risk management needs as business circumstances change. We are also able to provide actionable solutions by monitoring market changes in directors and officers policy provisions.

Global directors and officers coverage with local expertise

With client service in countries, our team is equipped with the wide-ranging experience needed to protect the personal assets of high net worth individuals and the companies that rely on them for success. While we have experience of large and complex risks, even our smallest clients get the benefit of our broad experience.

Directors’ & Officers’ Insurance Summary

  • Exclusive policies with tailorable wordings and flexible limits
  • Cover is worldwide
  • Limits of liability are flexible and can be per claim
  • Additional defense and legal representation costs are available from the insurer

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