At Gallagher, we're proud to support leisure and cultural trusts across the UK with specialist insurance programmes, proactive risk management solutions and sector-specific insights. We help not-for-profit organisations to protect their assets, manage operational risks and maintain continuity — so you can focus on delivering vital services to your community.

Trusted partner to community leisure UK

As an official Community Leisure UK Business Partner since April 2023, we work closely with over 40 Community Leisure UK (CLUK) member trusts. Our role is to help these organisations manage and mitigate the unique risks they face in the not-for-profit sector.

We provide specialist insurance programmes for CLUK members and offer a range of risk management services, regular knowledge sharing and industry insights. Many CLUK members have already taken advantage of this extra value, including IOSH (Institution of Occupational Safety and Health) training and cyber risk management consultations.

We are delighted to continue our partnership with Gallagher. Over the past three years, their insights and practical guidance have been invaluable to our members, addressing emerging risks like cyber threats and legislative changes, as well as providing support such as access to IOSH training.
Kirsty Cumming, CEO, Community Leisure UK, 2026

Insurance solutions for leisure and cultural trusts

Leisure and cultural trusts face unique challenges, from property damage and liability claims to equipment breakdown, regulatory breaches and business interruption. High visitor numbers and diverse activities increase exposure, while limited funding can make it difficult to manage unexpected costs. Without appropriate protection, these risks can threaten financial stability and community impact.

We provide specialist insurance solutions designed to meet the specific needs of leisure and cultural trusts. We'll work with you to determine the most suitable covers for you and we can organise them under a single insurance policy.

The covers we provide include, but aren't limited to:

  • Public Liability and Employers Liability
  • Trustee Indemnity
  • Cyber and Crime Insurance
  • Buildings, Contents and Business Equipment
  • Legal Expenses and Reputational Risk
  • Business Interruption
  • Cash on Premises
  • Goods in Transit
  • Motor and Minibus Insurance

Policy limits and exclusions may apply, please see the policy wording for full terms and conditions.

Health and safety risk management

Strong health and safety management is essential for staff wellbeing, reducing claims and demonstrating good governance to insurers and funders. A positive safety culture can also improve underwriting outcomes and enhance risk perception.

Gallagher also delivers various training courses including IOSH certified courses, which take place across the UK, equipping managers with practical, operational health and safety knowledge.

Why choose Gallagher

Gallagher has been supporting Leisure and Cultural Trusts for over 15 years, providing access to specialist insurance solutions through a carefully selected insurer panel. Alongside insurance cover, we help organisations manage a wide range of risks, including health and safety responsibilities, regulatory compliance, and cyber and data exposures.

We can also support tender submissions and funding applications by helping demonstrate strong governance and risk management practices to stakeholders and funders. Supported by dedicated account management and in-house claims specialists, we work as your long-term risk management partner, helping to protect your organisation, whatever its size, activities, or mission.

Leisure and Cultural Trust Insurance

  • Specialist insurance for leisure and cultural trusts.
  • Trusted Community Leisure UK Business Partner.
  • Comprehensive cover for key operational risks.
  • Dedicated claims, risk management, and training support.