Port of Spain, Trinidad and Tobago-based Global Financial Brokers Limited (GFBL) and its affiliate Total Benefits Specialists Limited (TBSL) are now part of Gallagher.

Founded in 1995, GFBL is a retail insurance broker offering group health and life and pension solutions for clients in Trinidad and Tobago. Affiliate company TBSL, founded in 2010, is an employee benefits and wellness solutions consultancy firm, in addition to its role of administration and oversight of plans. Our shared values of customer service and a strong desire to equip our clients with tools to increase employee and organizational wellness make this an ideal partnership with Gallagher.

Global Financial Brokers' strong client focus will help expand our presence and growth opportunities in the Caribbean.
J. Patrick Gallagher, Jr., Chairman, President and CEO

Increasing wellbeing through group health, life, pension and wellness solutions

We collaborate with clients to customize group health, life and pension plans that fit their needs and increase their wellbeing. We listen closely to our clients and monitor industry trends to ensure that their benefits programs evolve as staff demographics, company goals and industry trends evolve.

We also set ourselves apart from others by providing value-added and comprehensive services such as removing all of the administration involved with group health, life and pensions plans from the employer and its human resources staff.

Our market knowledge and experience allows us to deliver innovative benefits solutions whilst always observing compliance requirements.

We have access to the most affordable and comprehensive coverage available and negotiate the best rates for:

  • Medical, dental and vision group health benefits
  • Life, accident and disability benefits on group life plans.

Other services include:

  • Enrolment assistance
  • Claims management
  • Billing assistance
  • Plan monitoring and reporting
  • Medical case triaging
  • Annual medical evaluations
  • Workers compensation coordination

We help corporate clients tailor retirement plans that best suit their budget and salary levels. We act as an extension of your HR department, working directly with your employees.

Our administrative services help guarantee the efficient and accurate operation of the plan, taking care of the day-to-day demands so your HR personnel don't have to.

Services include:

  • Pension/annuity plan design
  • Onboarding
  • Verification of data
  • Transfer of ownership
  • Retirement option consulting

Through affiliate TBSL, we work with employers, groups and individuals to provide right-sized solutions that support wherever they are in their journey to overall wellbeing.

Services we offer include:

  • Financial wellness
  • Estate planning and consultation
  • Holistic wellness
  • Wellness seminars and fairs

We handle benefits administration so you don't have to

We understand that human resources staff can be stretched thin answering benefits questions — that's why we do more than just broking. TBSL takes on all of the administration involved with group health, life and pension plans, so your human resources staff can focus on other core HR functions.

Client access to benefits and pension portal and provider network

We will continue to provide clients with access to our employee benefits and pension portal and our provider listing.

Employee benefits


Pension benefits


Provider network


Awards and recognitions

A 13-time honoree on Ethisphere Institute's list of World’s Most Ethical Companies®.

We scored 100% on the Human Rights Campaign Foundation's 2023 Corporate Equality Index for the fifth consecutive year.

Contact us at (868) 622-3155 or complete the form below.


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