Barbados Addendum ("Addendum") to the Gallagher Global Privacy Notice
Updated: 27 November 2023
This Addendum supplements Gallagher's Global Privacy Notice and applies to personal data collected and/or processed in Barbados.
Your personal data rights
You have certain rights in respect of your personal data under Barbados data protection laws.
Right to access your personal data
You have the right to request a copy of the personal data we hold about you and certain details of how we use it.
Right to rectification
We take reasonable steps to ensure that the data we hold about you is accurate and complete. However, you can ask us to amend or update if you do not believe this is the case.
Right to erasure
You have the right to ask us to erase your personal data in certain circumstances, such as where you withdraw consent or where the personal data we collected is no longer necessary for the original purpose. This will need to be balanced against other factors. For example, we may have regulatory and/or legal obligations which limit our ability to comply with your request.
Right to restriction of processing
You have the right, under certain circumstances, to ask us to stop using your personal data, such as where you think we no longer need to use your personal data or where you think that the personal data we hold about you may be inaccurate.
Right to data portability
You have the right, under certain circumstances, to ask that we transfer personal data that you have provided to us to another third party of your choice in a commonly used, machine-readable format.
Right to object to processing, including direct marketing
You have the right to object to your personal data being processed where we rely on legitimate business interest as a legal basis to process your personal data.
You can ask us to stop sending you marketing messages at any time, as described in Gallagher's Global Privacy Notice.
Right to withdraw consent
We will ask for your consent for certain uses of your personal data. Where we do this, you have the right to withdraw your consent to further use of your personal data.
Right to prevent processing likely to cause damage or distress
You have the right to prevent your personal data from being processed if the processing of that personal data is likely to cause substantial damage or distress to you.
Right to lodge a complaint with the Data Protection Commission
We encourage you to contact us if you have any concerns with how we use your personal data and we will do our best to resolve your concerns. You may contact our data protection officer using the details in the "Contact us" section. You also have a right to complain to the Data Protection Commission if you believe that our use of your personal data is in breach of applicable data protection laws and/or regulations. More information can be found on the Data Protection Commission's website. Exercising this right will not affect any other legal rights or remedies that you have.
There may be circumstances where exercising some of the rights identified above will result in us not being able to provide products or services to you (i.e., insurance can no longer be provided or your policy may be cancelled). By exercising your rights (such as your right to erasure), you may lose the right to bring any claim or receive any benefit, including in relation to any event that occurred prior to the exercise of your rights, if our ability to handle the claim has been prejudiced. Your policy terms and conditions set out what will happen in the event your policy is cancelled.
You can contact us if you have any questions about how we collect, store or use your personal data or if you wish to exercise any of your rights with respect to your personal data. To assist in providing you with an accurate response, please let us know the Gallagher business you interact with and your applicable country.
Gallagher Insurance Brokers (Barbados) Limited
Data Protection Officer
Stanley Center, Haggatt Hall