Medical Malpractice Insurance

One of the leading healthcare brokers

Gallagher is one of the leading brokers in the healthcare sector and the specialist field of medical malpractice insurance, with one of the strongest portfolios in the London market. We have well-established relationships with numerous leading Lloyd’s syndicates specialising in the medical sector, and can provide bespoke insurance for healthcare-related risk.

Medical malpractice insurance for your business

Our medical malpractice insurance can protect your company (including worldwide, if required), and meets NHS contractual requirements. We also provide specialist advice on risk management, helping you to mitigate risk which may enable you to prevent claims before they can arise.

We can arrange medical malpractice insurance for a wide range of private and NHS services, such as hospitals (including obstetrics), medical universities, services including out-of-hours and the NHS 111 service, urgent care and walk-in clinics, specialist treatment units including fertility clinics, medical personnel agencies, dentists, prisons, and mental health units (including secure units).

Your medical malpractice cover could include professional indemnity insurance; material damage; legal expenses (with CQC and CCG extensions); loss of revenue; employers’, product, cyber and public liability insurance; employment practice liability for directors and officers; and locum insurance.

Medical malpractice insurance for individual practitioners

We provide tailored medical malpractice insurance designed for medical practitioners working in the NHS and independent sectors, giving you a quality and cost-effective solution for your medical indemnity requirements.

Our experienced team includes specialist insurance brokers and in-house medico-legal advisors to meet your needs effectively. We can arrange an individual policy of contractual insurance tailored to your individual practice profile, giving you reassurance that the policy meets the minimum limit of indemnity requirements in your independent sector.

Our service is far more than simply on-boarding clients on to a scheme offering. We act as agents for you at all times, negotiating and placing cover bespoke to your requirements and a claims service that includes advocacy for you, supported by experienced medical indemnity specialists.

We champion an insurance solution as a contractual obligation of indemnity, delivered by specialist medical Indemnity underwriters. The merits of this offering is that an indemnity will be there to support you when needed, as it is underpinned by an insurance contract rather than a discretionary indemnity arrangement such as those offered by mutual providers. Your bespoke cover will include clinical negligence claims, inquests, contract disputes, crisis communications, GMC and disciplinary investigations. Our medico-legal advisory service is led by a practising lawyer with over 25 years’ experience of defending doctors.

Speciality schemes

We also support specialty-specific schemes where you will have access to unique input from a Clinical Board. If you are an ophthalmologist or a general surgeon, see below for more information.