In a changing economic climate with rapid technological advancement and increased regulatory pressures, more businesses are now at risk of litigation due to perceived or actual negligence or error. Satisfying regulatory and client-imposed contractual requirements can also create an additional burden on time and resources.

Gallagher offers all forms of indemnity insurance, from traditional Professional Indemnity (PI) to Cyber and Medical Malpractice, for all professions from doctors to surveyors.

With over 50 specialists, we have the knowledge and expertise to understand your business and industry. We will collaborate with you to create a robust and meaningful risk management programme that protects your business in the long term.

Our Professional Indemnity team has directors with over 30 years' experience in the market and can offer cover that’s both cost effective and wide ranging. We understand the need to minimise overhead costs, so we aim to strike a balance between comprehensive coverage and affordable premiums.

We have access to the entire Lloyd's of London market and work with a number of different industries, including architects, engineers, surveyors, solicitors, insurance brokers, accountants and consultants. We have bespoke policy wordings tailored to your profession and in-house underwriting capabilities through our own managing general agent (MGA). We can cater to firms of all sizes with online solutions for sole traders and small to medium-sized enterprises (SMEs), as well as global servicing capabilities for multinational organisations through our overseas offices and partners.

As a global broker, we understand the regulation required to operate in a range of territories, and the market leverage required to secure substantial and affordable cover and represent you in the event of a claim.


Comprised of corporate lawyers, tax specialists, ex-mergers and acquisitions (M&A) underwriters and insurance experts, our Transactional Risks team works globally across mid-market (GBP10 million to GBP500mn) transactions in all sectors. We partner with corporate lawyers, mid-market private equity firms, corporate finance firms, and institutional investors and can also offer US-style coverage for UK law deals. The transactional products that we can place in the market include the following:

  • Warranty and Indemnity (W&I)
  • Distressed M&A
  • Global Tax Insurance
  • Contingent Risk Insurance (CRI)
  • Insurance Due Diligence (IDD)

To complement and support the insurance products our Transactional Risks team advises upon, our in-house M&A claims team represents our clients' interests and, where appropriate, looks to leverage our position in the market to get claims paid.


Developing resilience to cyber liability is now a significant challenge for businesses of every size. Instead of offering a generic, off-the-shelf cyber insurance policy, our specialist team takes a consultative approach, designing a cyber-protection programme that's carefully tailored to your industry and even your particular business, from mid-sized firms to multinationals.

Coverage can include:

  • Cyber extortion
  • Cyber terrorism
  • Data asset loss
  • Cost of responding to a breach
  • Regulatory investigations
  • Defence costs, civil fines and penalties
  • Business interruption
  • Loss of income
  • Multimedia liability
  • Extensions are also available for reputational damage and cyber-crime.


Decisions you make, whether as a director or an officer of a business, can resurface months or even years later in the shape of a personal claim against you. D&O insurance can help protect your personal assets in the event of legal action.

We offer D&O insurance including Side-A 'difference in conditions'. Liability covers include pension trustee liability (PTL), employment practices liability (EPL) and transaction liability, including Warranty and Indemnity (W&I). We also offer prospectus insurance for capital raisings, including Initial Public Offerings (IPOs), and for crime.

With over 450 clients across 20 unique industries and 6 continents, our team is armed with the wide ranging experience needed to protect the personal assets of high-net-worth individuals and the companies that rely on them for success. While we have experience of large and complex risks, even our smallest clients get the benefit of our broad experience.


With one of the strongest portfolios in the London market, Gallagher Specialty prides itself on its specialist field of medical malpractice insurance and can provide bespoke insurance for healthcare-related risk.

Medical malpractice insurance for your business

Our medical malpractice insurance can protect your company (including worldwide), and meets NHS contractual requirements. We also provide specialist advice on risk management, helping you to mitigate risk which may enable you to prevent claims before they can arise. All of our clients have access to our in house medico legal expert.

Your medical malpractice cover could include professional indemnity insurance; material damage; legal expenses (with CQC and CCG extensions); loss of revenue; employers', product, cyber and public liability insurance; employment practice liability for directors and officers; and locum insurance.

Medical malpractice insurance for individual practitioners

We champion an insurance solution as a contractual obligation of indemnity, delivered by specialist medical Indemnity underwriters. The merits of this offering is that an indemnity will be there to support you when needed, as it is underpinned by an insurance contract rather than a discretionary indemnity arrangement such as those offered by mutual providers. Your bespoke cover will include clinical negligence claims, inquests, contract disputes, crisis communications, GMC and disciplinary investigations. Our medico-legal advisory service has over 25 years' experience of defending and advising doctors and surgeons through a variety of complex cases.


Related Products & Services