Real Estate and Hospitality
One source, customized solutions.
From a family-owned local restaurant to a beloved regional favorite as a well as a quick service franchise, Gallagher has the experience and expertise to help you identify exposures to reduce risk and improve profitability. Our strategies can be tailored to meet the specific needs of a region, workforce and clientele including:
Creating a dynamic customer experience is at the heart of restaurant industry. Building a culture for your employees to bring their very best service each day will drive your business forward. Whether an individual property or serving global locations, our restaurants benefits consultants will design a strategic benefits and communications program to serve both hourly and salaried employees aligned to your goals. Our programs include:
We take a holistic approach to your business that aids not only strong, basic coverage but develops consulting solutions that solve your biggest challenges and help you protect profit margins and create sustainability. From labor shortages, to keeping quality employees engaged to the shifting costs of food and utilities, we take into account all aspects of your business to provide true risk management and benefits consulting. Our coverage options include:
We take a consultative approach that works with the spectrum of restaurant types and employee base you have. Our long-standing relationships with restaurant insurance carriers combined with our alternative risk financing expertise deliver better pricing and coverage to you.
All restaurants need to have solid loss prevention and safety strategies. We will work with you to assess and reduce the frequency and severity of losses, train your employees on safety with leading OSHA training techniques to lower your risk while protecting employees and the public.
Having a dedicated claims advocate to manage claims ensures adequacy of reserves and speed to resolution from property and casualty to workers compensation claims. The Claims Advocacy team creates consolidated reports, reviews workers compensation claims, and works directly with underwriters and carriers to make sure your claims are processed and paid timely. Our team performs reviews with carriers as well as following up on accountability issues regarding agreed-upon reserve reductions and resolution action plans.
In response to the unique challenges of pizza and other delivery restaurant operators, Gallagher’s restaurant insurance and consulting team developed the Gallagher Pizza Program. Underwritten by A-or higher-rated insurance carriers, the Pizza Program offers preferential pricing, coverage and unparalleled customer service to operators. The Pizza Program offers customers:
Specialty coverages in the Pizza Program include business owners liability, employment practices liability, non-owned auto protection, umbrella protection and workers compensation solutions.