Reinsurance Products for Structured Capital Solutions

Gallagher Re's Structured Capital Solutions team is a strong, multi-market presence with in-depth experience and established relationships built on scores of successful transactions with the market's leading providers of structured capital transactions. The team brings a fresh perspective to provide comprehensive advice on risk-transfer-based capital management tools for a wide range of customers.

This is often the case where the goal is to optimize capital efficiency, reduce operational expense or mitigate earnings volatility.

Our Structured Reinsurance team works with clients to create programs that blend reinsurance, risk financing and alternative sources of funding to address specific needs.

Structured solutions may be defined as programs that explicitly consider the time value of money, involve profit sharing and risk mitigating features, or function across operating units or time periods. Structured elements can also be used to bridge gaps between ceding company and reinsurer assessments of risk or to facilitate transitions in programs. They may also incorporate prospective and retroactive elements.

The Structured Reinsurance practice at Gallagher Re works across all geographies and is able to leverage the global resources and deep expertise of the entire Gallagher organization. We work closely with teams to help clients understand the financial statement and capital implications of each solution under consideration.

Our solutions are always designed to create the optimal impact on client key performance indicators. This may lead us to suggest strategies that incorporate prospective and retrospective elements that make use of a variety of capital sources.

We use a consultative approach, matching clients only with those solutions that can meet their strategic objectives.

Our approach is always tailored specifically to our customer's needs with the most common products being:

Prospective Risk

  • Multi-Year Multi-Line Aggregate Excess of Loss
  • Spread-Loss
  • Aggregate Stop-Loss
  • Surplus Relief Quota Share

Retrospective Risk

  • Loss Portfolio Transfer
  • Adverse Development Cover
  • Legal Transfers (Reinsurance to Close, Novations, Insurance Business Transfers etc.)

Gallagher Re Captives

Gallagher Re's Captives team is a full-service resource providing a powerful alternative to incumbent providers. With its focus on maximising the efficiency of clients' captive vehicles through creative structuring, retention, and optimal reinsurance strategies, Gallagher Re is a new, alternative force in captive management and reinsurance.

Structured Capital & Captives products

  • Structured & complex multi-year/multi-class products
  • Collateralised reinsurance into the ILS Market
  • Capital relief solutions, including Funds at Lloyd's
  • Risk-retention financing plans
  • Loss portfolio transfers
  • Adverse development covers
  • Captive launch, management and outwards reinsurance