Insurance and Risk Management experts.

High-hazard knowledge. Proven strategies. The Gallagher Global Real Estate and Hospitality team offers a single source for insurance, risk financing and benefits solutions. We understand exposure that comes with managing a multinational real estate portfolio to protecting property.

Your real estate and hospitality insurance and risk management partner

In the wake of ever-changing real estate and hospitality insurance markets, we are consistently adapting and innovating to find solutions that maximize your funds. We are familiar with hard and soft markets, alternative risk financing and captives, and our team is committed to finding the right risk management solutions for your specific challenges.

Our real estate and hospitality industry expertise allows us to act as an extension of your organization's operations. By building a high level of familiarity with your company, we confidently approach markets with professionals who best understand your business and can provide the precise insurance and benefits solutions tailored for your needs.

The Gallagher Difference.


Create a global unified insurance approach for assets and investments throughout the U.S. and U.K. and other global cities for Middle Eastern Sovereign Wealth Fund.

How we did it — building trust

Our Tennessee customer was acquired by Middle Eastern Sovereign Wealth Fund (MESWF). They recommended Gallagher as they were acquired by this U.K. — based firm and not familiar with U.S. insurance options. Our U.S. team provided a very attractive option and through the process, MESWF was impressed by our knowledge in the real estate and hospitality sector. Subsequently, they sought our advice on a U.K. asset — an iconic hotel in London's Mayfair district — and we obtained for them the B of R quickly and efficiently.


Recommended for the initial project, the Gallagher team established the customer's trust by demonstrating our expertise in the Real estate and Hospitality sector in the U.S. that expanded to one of their key U.K. holdings. As the client expands across the globe, we are now the preferred broker for their new acquisitions.

Understanding how location impacts exposure

We create a strong web of coverage for areas that are exposed to natural and man-made disasters. We possess proven expertise in high-hazard regions such as Texas, Florida, the Gulf States, Hawaii and California. Urban centers have a different risk profile. We help support the vibrancy of urban cores and the central business districts of major US cities with consulting that keeps business and communities thriving.

Global real estate and hospitality insurance expertise

Serving customers in the United States, Canada, Europe, and Australia, Gallagher's insurance experts cover sectors ranging from commercial real estate insurance, retail, hospitality, flex and more. The breadth and depth of expertise includes property, casualty, professional, environmental and development of lines of coverage.

Real estate and hospitality experts whose partnerships power results

We partner with you to develop tailored programs that serve your unique business challenges. Our understanding of the Real Estate and Hospitality industry provides us insight into risk assessments that reveal opportunities for sounder protection and lower costs to manage your real estate portfolio. We take a holistic approach that encompasses benefits as well as risk management for a more complete and customized insurance program. Our customers range from commercial real estate insurance, retail, hospitality insurance, flex and more. The breadth and depth of expertise includes property, casualty, professional, environmental and development of lines of coverage.

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Committed to industry leadership and innovation

We are active members of leading industry associations including the American Hotel and Lodging Association (AHLA), National Association of Real Estate Investment Trusts (NAREIT), National Multi Housing Council (NMHC), Real Estate Roundtable and Urban Land Institute (ULI).

Tailored solutions that limit exposure and maximize ROI

From cyber attacks to natural disasters, protecting real estate and hospitality businesses from exposure to risk has become increasingly more complex. We will help you identify contractual, natural, man-made and cyber risks that are potential threats to your net operating income (NOI). High impact areas we review with you include:

  • Management liability — Executive and director liability as well as employment practice liability are just a few of the key areas we review for coverage gaps.
  • Cyber liability insurance — We analyze your cyber liabilities exposure due to digital accidents such as data breaches, privacy loss and network outages.
  • Crisis resilience — We consult on your preparedness such as terrorism and active shooter training and audit coverage gaps to offer solutions for stronger coverage.
  • Claims advocacy — We work directly with carriers throughout the claims process for better outcomes. We are the only major broker to do this.
  • Physical and emotional wellbeing — We develop workplace programs that make for healthier and happier environments aiding in staff attraction and retention. Whether your organization is comprised of part time employees in a single hotel in Florida or career hospitality professionals in a five star resort, we provide programs and benefits that encourage a positive work culture and a thriving business.

Our multidisciplinary approach begins by building a strong partnership with you. This helps us find the best market and leverage carriers for your coverage. We are focused on making sure your investment dollars meet lender's expectations.

Real Estate and Hospitality Summary

  • Global, regional and local expertise from insurance to benefits
  • Multidisciplinary approach to financing risk for real estate portfolios
  • Customized claims management
  • HR and employee wellbeing programs designed for your culture

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