Insurance for charities and the voluntary sector

Our customers range from small charities and not-for-profit groups through to large national charities with a high level of public recognition.

Every charity is unique — but every one needs protection

Whether you’re a local community group, a national charity, or a leisure trust serving thousands, Gallagher helps you safeguard the work that matters most. We understand that insurance isn’t just about compliance — it’s about confidence. So, you can focus on supporting your beneficiaries, while we help protect your organisation, your people, and your reputation.

Cover designed for the charity and voluntary sector

We’ll work closely with you to build a programme that provides an appropriate level of protection — no more, no less. Our specialist charity and not-for-profit insurance can include:

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Charities we work with

Gallagher places insurance for a wide range of charities, community groups, and not-for-profit organisations across the UK including, but not limited to:

  • Community housing and centres
  • Nurseries and early years settings
  • Vulnerable persons programmes
  • Community transport

We can also arrange cover for local initiatives such as food banks, charity shops, and village halls — helping every organisation focus on its mission with confidence.

Supporting charities beyond insurance

Our commitment goes beyond arranging cover. Through Gallagher's community partnerships, risk management services and specialist insights, we help the charity and voluntary sector stay resilient in an increasingly complex world.

From safeguarding digital data to protecting your volunteers, our goal is simple — to help you focus on your mission, knowing your organisation is protected.

Why choose Gallagher to support your charity insurance needs?

As an independent charity insurance broker, we maintain strong market relationships with insurers. Our appetite for underwriting charities enables us to access the open market and secure suitable cover for numerous organisations. Additionally, our in-house charity schemes are exclusive to Gallagher, with terms and prices negotiated specifically for our customers.

Speak to our dedicated Charity Insurance team today to discuss your insurance needs.

Charity Insurance

  • Tailored protection – designed around your specific activities, assets and risks.
  • A dedicated charity team – who understand the pressures you face and the difference yosu make.
  • In-house claims and risk specialists – to support you when incidents happen.
  • A confidential insurance audit – helping you identify gaps before they become problems.

  • Charity Insurance Team