Cover designed to help protect you, your clients and your salon as a hairdresser or barber

Hairdressers and barbers work closely with clients every day, relying on dyes, chemicals, heated tools and sharp equipment that can increase the likelihood of accidents. Slips in a busy environment, treatment reactions or accidental damage can all disrupt your schedule.

At Gallagher, we understand the care and hard work that goes into every appointment. Our insurance designed for hairdressers and barbers helps protect you, so you can keep your business running smoothly even if the unexpected happens.

Specialist cover for hair salons, hairdressers and barbers from Gallagher

Hair salons, hairdressers, and barbers face a mix of everyday risks that many other workplaces don't come across. Gallagher can arrange insurance that reflects the realities of your business, helping to ensure you're protected if an incident affects your clients, equipment or your ability to work.

What's typically covered

Public liability insurance for hairdressers

Helping to protect you if a client or visitor is injured or their property is damaged during an appointment, such as slips, spills or accidental damage to personal items.

Employers' liability insurance

A legal requirement for most businesses with employees. Cover for claims from staff who suffer illness or injury as a result of their work, such as cuts, burns, or slips in the workplace.

Professional liability insurance (treatment cover)

Helping to protect against claims of negligence or errors. It can include cover for injuries caused by hot tools, reactions to dyes, or treatment dissatisfaction.

Product liability insurance

Helping to protect against claims related to products sold or used by your business. This can include allergic reactions or injuries caused by hair care products, cosmetics, or other items sold to customers.

Self-employed insurance for hairdressers and barbers

Options for freelance and mobile professionals, including protection against claims linked to treatment mistakes, injuries or service negligence.

Shop insurance for hair salons

Cover for key assets such as equipment, furnishings, contents and stock. This can include:

  • Tools and business equipment (e.g., scissors, clippers, dryers, UV lamps)
  • Tenants' improvements (e.g., sinks, backwash chairs, built-in shelving)
  • Contents (e.g., mirrors, tills, desks, chairs, fridges)
  • Stock (e.g., shampoos, towels, uniforms, retail products)

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Dedicated cover for many types of hair professionals

Gallagher can help to arrange cover for a wide range of professionals, from established salons to independent stylists. If your profession isn't listed, get in touch with our team and we'll be happy to help you explore suitable options.

  • Hairdressers in salons
  • Barbers
  • Mobile hairdressers and stylists
  • Freelance barbers and hairdressers
  • Hairdressing salon owners
  • Hairdressers or barbers renting chairs in-salon

Why choose Gallagher

Choosing insurance can feel overwhelming, especially for a hands-on, public-facing profession. Gallagher is one of the world's largest insurance brokers and trusted by clients across many industries, including hair and beauty.

Our team understands the pressures of running a salon, working independently, or supporting clients on the move. We take time to understand how you operate and the risks that come with your day-to-day work. With access to a panel of insurers for our core business insurance products, we can arrange flexible cover options that reflect the needs of hairdressers, barbers and stylists, helping you keep your business running with confidence.

Hairdressers and Barbers' Insurance

  • Specialist hair salon insurance for in-shop hairdressers and barbers.
  • Public liability insurance to help protect you if a client or visitor is injured or their property is damaged.
  • Cover for your equipment and stock, including essential tools and retail products.
  • Cover for freelance hairdressers designed to support mobile and self-employed stylists.

Hairdressers and barbers' insurance: Frequently asked questions

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation

  • Gallagher SME Team

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