Group Employee Benefits Consulting

Tailored group employee benefits programmes

At Gallagher, we provide our clients with optimum life, health, personal accident and other employee benefit plans. We understand that your company’s group employee benefits are a critical component of your overall total compensation strategy and collaborate with you to design bespoke benefits strategies that work for you.

We know that there is no "one-size-fits-all" approach to employee benefits, so we focus on developing an understanding of your overall business strategy and human resource needs, as well as the short- and long-term objectives. We listen closely to our clients and monitor industry trends to ensure your benefits programmes evolve as those trends, staff demographics and company goals evolve.

Helping define your benefits strategy

Our market knowledge and experience means we can constantly innovate on solutions whilst always observing compliance requirements.

We work with you to:

Align the employee benefits programme to your corporate strategy using industry benchmarks.
Evaluate insurance carriers' effectiveness in managing and settling your claims.
Recommend plan changes based on identified trends, benefits utilisation and cost containment.
Administer and evaluate managed care programmes.

Whether you're a small employer or multinational organisation, our benefits services scale to fit your needs.

Trinidad and Tobago

From health and life plan broking to administration, we do it all

With rising medical costs and employees paying more attention to their benefits, many companies are finding that their human resources staff are stretched thin answering benefits questions.

At Gallagher, we do more than just broking. Our affiliate Total Benefits Specialists Limited (TBSL) takes on all of the administration involved with group health and life plans, so your HR staff can focus on other core functions.

Our all-around service with health and life plans include:

Enrollment
Claims processing and settlement
Billing
Plan monitoring and reporting

Additional value-added services for a company's wellbeing

Through TBSL, we also can provide these group benefits services:

Medical case triaging. Consultative team — guided by in-house doctor — who coordinates diagnostics and treatments for employees in need of critical healthcare.
Annual medicals. Comprehensive consultations, exams and diagnostics for employees, aimed at disease prevention, detection and intervention.
Workers compensation coordination program. Allows employers to recoup some out-of-pocket costs over and above the maximum payable under workers compensation through a health plan.
Totally outsourced benefits administration (TOBA). Our TOBA services remove all of the administration involved with group health and life plans from the employer and its HR staff.

Find more value-added services on our Wellness and Business Solutions page.

Around-the-clock access with employee benefits portal and provider network

Our employee benefits portal provides employees with 24/7 access to real-time health-claims history and settlement status.

Find providers in your network.

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