Real Estate and Hospitality Insurance and Consulting

High-hazard knowledge. Proven strategies. The Gallagher Global Real Estate and Hospitality team offers a single source for insurance, risk financing and benefits solutions. We understand exposure that comes with managing a multinational real estate portfolio to protecting property.

Your real estate and hospitality insurance and risk management partner

In the wake of ever-changing real estate and hospitality insurance markets, we are consistently adapting and innovating to find solutions that maximise your funds. We are familiar with hard and soft markets, alternative risk financing and captives, and our team is committed to finding the right risk management solutions for your specific challenges.

Our real estate and hospitality industry expertise allows us to act as an extension of your organisation's operations. By building a high level of familiarity with your company, we confidently approach markets with professionals who best understand your business and can provide the precise insurance and benefits solutions tailored for your needs.

Understanding how location impacts exposure

We create a strong web of cover for areas that are exposed to natural and man-made disasters. Urban centers have a different risk profile. We help support the vibrancy of urban cores and the central business districts of major Caribbean Island cities with consulting that keeps business and communities thriving.

Tailored solutions that limit exposure and maximise ROI

From cyber attacks to natural disasters, protecting real estate and hospitality businesses from exposure to risk has become increasingly more complex. We will help you identify contractual, natural, man-made and cyber risks that are potential threats to your net operating income (NOI). High impact areas we review with you include:

Management liability cover (D&O) — Executive and director liability as well as employment practice liability are just a few of the key areas we review for coverage gaps.
Cyber liability cover — We analyse your cyber liabilities exposure due to digital accidents such as data breaches, privacy loss and network outages.
Crisis resilience — We consult on your preparedness such as terrorism and active shooter training and audit coverage gaps to offer solutions for stronger cover.
Claims advocacy — We work directly with carriers throughout the claims process for better outcomes. We are the only major broker to do this.
Employee benefits — We develop workplace programmes that make for healthier and happier environments aiding in staff attraction and retention. Whether your organisation is comprised of part time employees in a single hotel or career hospitality professionals in a five star resort, we provide programmes and benefits that encourage a positive work culture and a thriving business.

Our multidisciplinary approach begins by building a strong partnership with you. This helps us find the best market and leverage carriers for your cover. We focus on making sure your investment dollars meet lender's expectations.

Real estate and hospitality specialists whose partnerships power results

As your partner, we develop tailored programmes that serve your unique business challenges and risk appetite. Our team will analyse risk assessments to uncover opportunities for sounder protection and lower costs to manage your real estate portfolio. As your one source for both risk management and employee benefits, our holistic approach encompasses a more complete and customised insurance programme to help you face your future with confidence.