Providing you with the appropriate insurance cover

You work with the public's vehicles every day, generating unique liability risks that need appropriate insurance cover. We can provide this, allowing you to focus on what matters - your business.

From cyber exposures generated by internet-enabled cars to fire, storm and theft risks, to vehicles on your property, you need an insurance policy that can respond to the threats that your business may face every day.

Exclusive cover with enhanced wordings

Our insurance cover was created using a panel of insurers including Allianz, Axa, Aviva, MS Amlin, NIG, QBE and Travelers to ensure that it can meet the unique needs of MOT Centres, Service Stations and Garages. These enhanced wordings are exclusive to Gallagher policy holders.

MOT and Service Station Insurance that's flexible

Cover is provided on an all-risks basis including fully comprehensive Road Risks cover. We also offer flexible cover levels so that your cover can meet the needs of your business with no unnecessary extras. But if extras are required, then we have a number of ancillary products including Engineering Inspection, Management Liability, Cyber, Excess of Loss, Gallagher Business Assist, Crisis Resilience, Risk Management and Legal Expenses cover.

Fully endorsed by trade associations

Our motor trade insurance policy is endorsed by a number of trade associations and sites including RMI, Blackhorse Finance, The Parts Alliance, National Ford Retail Dealers Association (NFRDA) and

For further information and to request a quote please visit our website.

MOT & service stations insurance summary

  • Cover available on an all-risks basis
  • Comprehensive Road Risks cover
  • Flexible payment options*
  • Endorsed by trade associations and affinity partners

If you ever need to make a claim, your claim will be handled by a dedicated team who will work to get the fastest resolution possible.

*Provided by Premium Credit Limited subject to credit check, please see policy details for full terms and conditions.