Managing your vehicle fleet presents a significant level of risk and complexity – involving compliance with health and safety legislation, financial overheads (including insurance premiums and excesses) and the costs of insurance claims.
Our fleet risk management services can help you to fulfil your duty of care towards employees and to protect your investment in vehicles. Our goal is to help prevent accidents, thus reducing the number of claims you make and enhancing your claims defensibility.
It makes sense to work with specialists like Gallagher. We can map the entirety of your fleet risk and help mitigate your physical, legal, operational and financial exposures. We do this through specialist risk advice, systems, training, monitoring and database management. Our practical support can include trend analysis, root cause analysis, and the identification of repeat offenders.
Our services include gap analysis and end-to-end fleet risk management design. We also offer driver training, from ‘train the trainer’ to CPC training, classroom-based and individual courses.
In addition, we offer testing and maintenance using a range of optimisation processes to enhance the effectiveness of your existing fleet risk management programmes, as well as online tools used to assess new and existing drivers.
We’ll identify concerns with your incidents and claims history before agreeing an action plan. We can track the cost of your claims plus costs such as hire charges, vehicle downtime, customer impact, and adverse publicity.
Thanks to our strong relationships with insurers, they trust us. They recognise our proven track record in fleet risk management, where we can often secure reduced premiums and/or improvements in policy terms and conditions. In some cases, insurers will also offer partial funding for our involvement, based on our ability to reduce overall fleet risk.
