Safeguard your property with tailored landlord building insurance solutions

At Gallagher, we understand the unique challenges landlords face, whether managing a single residential property, a holiday let, or a diverse commercial portfolio. Seasonal fluctuations, tenant turnover, and risks like storm damage, vandalism, or unpaid rent can impact your investments.

Our insurance solutions are designed to protect your property against uncertainties while offering financial protection for tenant disputes and loss of rental income. With flexible cover options and specialist support, we help landlords focus on growing their portfolios with confidence, knowing their assets can be protected against the unexpected.

Landlord insurance for residential, holiday and commercial properties

Drawing on years of industry experience, our dedicated team works with you to design insurance programmes that align with your specific needs—whether you manage a residential rental, a holiday let, or a commercial property. Our solutions offer protection for your property's structure and contents, including items like furniture and appliances, helping to minimise unexpected expenses.

Gallagher offers customisable solutions tailored to you. Depending on your needs, your policy can include:

  • Buildings cover
  • Contents cover, including communal areas
  • Property owners' liability
  • Legal protection
  • Loss of rent
  • Accidental damage
  • Employers' liability (if applicable)
  • Alternative accommodation costs

The landlord building and contents insurance you choose will define what is covered and it’s possible to add to and update your policy depending on your requirements.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Why choose Gallagher

With a global presence backed by local expertise, we provide tailored landlord insurance solutions that align with your specific requirements. Our dedicated team of specialists works closely with you, offering personalised support and guidance throughout your policy. From protecting your property and contents to managing risks like tenant disputes or loss of rent, Gallagher delivers flexible cover options designed to allow you to focus on what you do best as we take care of your insurance needs.

Landlord Insurance

  • Compare prices from our panel of A-rated insurers* and secure a quote
  • Tailored policies designed to cater to your specific needs, helping safeguard your property
  • Access to local insights and global reach
  • A dedicated team of specialists based in the UK who provide advice and guidance on finding suitable cover

* Independent ratings from third party rating companies. Correct as of September 2025.

Landlord insurance: Frequently asked questions

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.


  • Gallagher SME Team