Protect your property portfolio with one policy

Owning several rental properties can mean juggling multiple policies and renewal dates. Multi-property landlord insurance lets you bring your properties together under one policy, with a single renewal date. That way, you can manage your entire portfolio in one place, saving you time and unnecessary admin.

At Gallagher, we can arrange tailored multi-property insurance for landlords, whether the properties are owned by an individual, company or partnership. With flexible cover suited to your portfolio, you can feel more confident that your investments are protected.

Property types covered

Multi-property landlord insurance from Gallagher can cover a range of property types within one portfolio, including residential, commercial or mixed-use buildings. If your property type isn't listed below, our team can advise on suitable options. Types of properties covered include:

  • Standard rental properties: Houses, flats and bungalows
  • Blocks of flats (suitable for residential management companies)
  • Houses in multiple occupation (HMOs), let to three or more tenants from separate households
  • Student lets
  • Commercial lets
  • Properties of non-standard construction

Coverage for landlord property portfolios

This policy is designed for landlords who own two or more properties and want the convenience of combining their cover under a single policy. Whether your portfolio includes residential, commercial, or mixed-use properties, Gallagher can arrange cover that helps protect against the key risks landlords face.

Products typically included with multi-property landlord insurance:

Specifically designed for rental properties, covering the building, liability, and often includes extras like protection against rent loss, tenant damage and alternative accommodation for tenants if the property becomes uninhabitable.
Cover for multiple-tenant rental properties. This insurance often includes extras like protection against rent loss, tenant damage and alternative accommodation for tenants if the property becomes uninhabitable.
Building and liability cover for student accommodation, converted properties and bedsits. This insurance often includes extras like protection against rent loss, tenant damage and alternative accommodation for tenants if the property becomes uninhabitable.
If one or more properties become unoccupied for an extended period, unoccupied insurance offers cover in the event of fire, lightning, or other extreme weather. This can also be extended to cover malicious damage, subsidence and escape of water.

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.

Why choose Gallagher

Managing a property portfolio can bring added complexity, from different tenancy types to varying levels of risk. At Gallagher, we can help you find suitable cover to protect your properties under one policy.

As one of the UK's largest insurance brokers, we work with a wide panel of insurers to offer flexible options for landlords and property owners. We take time to understand your portfolio and circumstances, helping to arrange insurance that reflects the risks of each property you own.

Multi-Property Landlord Insurance

  • Cover for two or more properties under a single policy
  • Can include buildings insurance and contents insurance
  • Cover available for a wide range of properties

Policy limits and exclusions may apply. Please see the policy wording for full terms and conditions.

Multi-property insurance: Frequently asked questions

Please note that these frequently asked questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation

  • Gallagher SME Team

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