Waste and recycling businesses operate in a complex, highly regulated environment. From fleet and plant to environmental and site risks, having appropriate insurance is critical. Gallagher provides solutions to protect your people, operations and assets — helping you manage risk and focus on running your business.

Working with waste and recycling clients across the UK

We work with organisations across the sector — from independent operators to large, multi-site businesses — delivering insurance programmes aligned to real operational risks. Our teams understand challenges such as regulatory compliance, environmental liability and operational risk, combining sector knowledge with access to specialist insurers. We go beyond arranging cover, helping you identify, manage and reduce risk.

Waste and recycling insurance designed around your operations

Every operation is different — from skip hire and collection to processing, treatment and disposal. We offer insurance programmes that bring together a combination of covers to support your business and help manage both day-to-day risks and major incidents.

Our core areas of cover

  • Motor fleet and commercial vehicles — protection for vans, HGVs and specialist vehicles
  • Public and employers' liability — cover for injury or damage to third parties and employees
  • Plant and machinery insurance — cover for owned and hired equipment against damage or theft
  • Property and business interruption — protection for premises, stock and income
  • Environmental liability — cover for pollution incidents and clean-up costs

Supporting your full operation

We support businesses across the full waste lifecycle — from collection to processing and disposal, including:
  • Skip hire and container services
  • Waste collection and transport
  • Recycling facilities and materials recovery
  • Scrap metal and specialist recycling
  • Hazardous and clinical waste
  • Transfer stations and waste processing sites

Why choose Gallagher?

We combine specialist waste and recycling sector expertise with access to leading UK and global insurers, supported by a practical understanding of operational risk. Our teams work closely with you to ensure your insurance arrangements are aligned to your business activities, alongside risk management insight and claims support when it matters most.

Waste and Recycling Insurance

  • Specialist sector knowledge — deep understanding of waste and recycling risks, from fleet to environmental liability
  • Solutions designed around your operations — insurance structures aligned to your business activities and risk profile
  • Strong relationships with UK and global insurers — offering access to a wide range of cover
  • End-to-end support — integrated risk management and claims advocacy when it matters most

These are brief product descriptions only. Please refer to the policy documentation paying particular attention to the terms and conditions, exclusions, warranties, subjectivities, excesses and any endorsements.