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Our industry experts provide insurance coverage, services and solutions tailored to meet your specific needs.
Gallagher is the preferred insurance broker for Nextra businesses. We understand your industry and the unique risks faced by franchise owners. When looking for cover for your business you want to partner with a trusted advisor for tailored insurance solutions and risk management services that are designed to fit your specific needs.
As a newsagency franchise owner, your business faces various risks, including property damage, theft, liability claims and unforeseen events such as fire or natural disasters. Insurance acts as a safety net, protecting you from potential financial losses and providing support in challenging times.
The right insurance cover ensures that your business can bounce back from setbacks without jeopardising your operations or your personal finances.
Offers you the flexibility to pull together several different insurance coverages under one policy. A business pack policy gives you one renewal date, less paper work and can sometimes work out as a cheaper alternative to having multiple insurance policies for the same business.
Offers protection for you, your staff and members of the public, by covering financial costs involved if a third party seeks compensation for your negligent actions. This cover may be critical to business operations as it is usually the top of the list of insurances a franchisor requires from franchisees.
Covers you and your employees for expenses involved with alleged malpractice or professional misconduct or any failure of duty in providing a professional service, or if you or one of your staff make a mistake while carrying out business activities that detracts from what your customer has paid for.
It is also a mandatory requirement for some occupations or industry sectors.
As an employer you might face claims related to employment practices such as discrimination, harassment or wrongful dismissal. Management liability insurance can cover legal costs and damages related to employment practices issues.
Cyber risks are prevalent for all businesses and it's critical to consider protecting the business from a cyber incident. Cyber criminals may be seeking access to your financial information, or simply targeting your banking details. Cyber insurance assists with remediation, forensic investigation, even ransom negotiation and reputational damage control.
A comprehensive newsagent franchise insurance policy offers a range of benefits designed to safeguard your business and provide peace of mind. These include:
Cover for your business property, including your store premises, stock, fixtures, and fittings, providing protection against risks such as fire, theft, vandalism, and other perils.
If your newsagent is temporarily unable to operate due to an insured event, such as a fire or flood, the policy can provide coverage for the resulting loss of income and ongoing expenses.
Cover for loss of money due to theft, burglary, or robbery, both inside and outside business hours.
Cover the cost of replacing lottery tickets that are lost or stolen, as well as the cost of paying out prizes if a winning ticket is lost.
Cover for the cost of replacing goods that are damaged or lost in transit.
Having an insurance broker help you understand your business risks and the types of cover you need can provide many advantages, including:
Access to a greater choice of insurers than you can find by yourself.
A broker may be able to negotiate for more advantageous terms or scope of cover through their relationships with insurers.
A broker may be aware of risks in your operations that you don't realise or may have overlooked.
A specialist in your industry sector who often has greater depth of knowledge of the potential risks involved.
We take the time to understand your insurance needs. We pride ourselves on our claims performance, guiding and supporting clients in achieving an optimal outcome.
For support and advice about protecting your business contact us on 1800 271 193.