Gallagher is the preferred insurance broker of the Australasian Convenience and Petroleum Marketers Association (ACAPMA), supporting petrol station, convenience retail, fuel distribution and wholesale members across Australia with tailored insurance and risk management solutions. Through our national team of insurance broking and risk specialists, we provide high-quality insurance solutions that help keep your business moving with confidence.
Tailored insurance solutions
Our tailored insurance programs support the needs of ACAPMA members, with solutions across:
- Heavy Motor
- Business Package
- Industrial Special Risks
- Public & Products Liability
- Marine Cargo
- Downtime and Business Interruption
- Management Liability
- Workers Compensation
- Petroleum Bonds
Specialist insurance solutions
SmartProtect® Retail Fuel — tailored insurance for petrol stations and convenience stores
Our SmartProtect® Retail Fuel solution has been purpose-built for petrol station and convenience store owners, providing tailored insurance protection so you can keep your business running smoothly.
In addition to cover against everyday risks such as fire, theft, spills, equipment breakdown and business interruption, SmartProtect® Retail Fuel offers:
- Drive-off cover to protect your business against fuel theft events over 100 litres, up to an annual limit of $5,000 per year
- Coverage for underground storage tanks and other service station fixtures such as portable buildings
- Increased storm, wind and rain coverage up to $50k to cover loss or damage to gates, fences, signs, awnings and other items common at petrol stations and convenience stores.
Oilpac
Oilpac provides tailored insurance protection for fuel and dangerous goods operators, supported by industry-specific policy wording and specialist transport advice.
It includes specialist cover, emergency response planning and support with contracts, agreements and sector-specific risk requirements.
Petroleum Bonds
Petroleum bonds offer a flexible alternative to traditional bank guarantees, helping businesses meet security obligations under supply, distribution and carrier agreements.
It can help improve balance sheet flexibility, provide a cost-effective approach to supplier security requirements and, in many cases, require no collateral security.
Support when it matters most
Gallagher Assist
Gallagher Assist gives eligible transport, mobile plant and marine facility clients access to around-the-clock support after an accident, emergency or traumatic event.
Support may include medical assistance, trauma counselling, load recovery, accident scene clean-up coordination and driver repatriation assistance.
Supporting your people beyond insurance
Gallagher Employee Assistance Program (EAP)
At Gallagher, we understand that business performance is closely linked to employee wellbeing. We can provide access to industry-leading Employee Assistance Program (EAP) services designed to support transport businesses and their workforce.
Benefits may include confidential counselling and coaching, phone and digital access, multilingual support and services for eligible family members.