ScotPac

Business pack insurance offers the flexibility to pull together several different insurance coverages under one policy. A business pack policy provides one renewal date, less paper work and can sometimes work out as a cheaper alternative to having multiple insurance policies for the same business.

Public liability insurance offers protection for staff and members of the public, by covering financial costs involved if a third party seeks compensation for your negligent actions.

Professional indemnity insurance covers the business and its employees for expenses involved with alleged malpractice or professional misconduct or any failure of duty in providing a professional service, or if a staff member makes a mistake while carrying out business activities that detracts from what the customer has paid for.

Employers might face claims related to employment practices such as discrimination, harassment or wrongful dismissal. Management liability insurance can cover legal costs and damages related to employment practices issues.

Cyber risks are prevalent for all businesses and it's critical to consider protecting the business from a cyber incident. Cyber criminals may be seeking access to your financial information, or simply targeting your banking details. Cyber insurance assists with remediation, forensic investigation, even ransom negotiation and reputational damage control.