Finding insurance as a tattoo artist, or studio owner can be difficult. Tattoo insurance is important as it can protect you and your business from some common risks, including malpractice or liability arising from treatments and professional advice. We offer comprehensive tattoo insurance designed to protect all aspects of your practice.

At Gallagher, we understand that many insurers classify tattoo studios as high-risk, which is why we offer comprehensive cover for your business premises. Our tattoo studio insurance includes protection for property owners against a wide range of material damage.

Additionally, our specialist brokers can advise on a risk management program for your tattoo business, which could help reduce your exposures and mitigate risks.

Coverage tailored to the unique needs of the tattoo industry

Just like each tattoo you create is distinct, your insurance coverage should also be tailored to suit your individual circumstances. From solo tattooists to established studios with multiple artists, there are insurance options available to provide comprehensive coverage for various scenarios.

Our insurance policy provides tattooists with full malpractice coverage. This means you're covered not only for liability arising from treatments — including tattooing, body piercing and tattoo removal — but also for any professional advice that may be given.

  • Public liability: offers protection for you, your staff and members of the public, by covering financial costs involved if a third party seeks compensation for your negligent actions.
  • Products liability: provides cover if your products are deemed to have caused loss or damage.
  • Professional indemnity: covers you for expenses involved with alleged malpractice or professional misconduct or any failure of duty in providing a professional service, or if you make a mistake while carrying out business activities that detracts from what your customer has paid for.

We have policies available for your business premises for public liability and broad material damage to your buildings. We also have cover available for your tools and equipment.

  • Physical assets insurance: provides cover for loss and/or damage to buildings, plant and machinery and stock or raw materials as well as loss of profits due to damage caused, theft or burglary and accidental damage.
  • Commercial property insurance: offers protection for your business property in case of damage, theft or disaster.
  • Business pack: offers you the flexibility to pull together several different insurance coverages under one policy including building, contents, theft and glass.

The benefits of working with a Gallagher insurance broker

Having an insurance broker help you understand your business risks and the types of cover you need can provide many advantages, including:

Why choose Gallagher

  • Tailored insurance policies for tattoo artists and studios
  • Comprehensive coverage including full malpractice cover
  • Extensive branch network to help you wherever you are based
  • Priority claims service to support and guide you if something goes wrong

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