Gallagher Small Business provides expert consultation on insurance solutions designed for you, the baker. We are committed to taking the time, frustration and confusion out of the insurance-buying process, and leverage the power of Gallagher on your behalf for enhanced coverage, pricing and claims advocacy. We take on the responsibility of protecting your business, so you can focus on running it.

Who is the bakery insurance program for?

From small cupcake shops to large wholesale bakeries, from sweet to savory, we know that Canadian bakeries come in all shapes and sizes. That's why we've developed a product to accommodate operations as diverse as the goods you produce. Working with the Baking Association of Canada, Gallagher has created an insurance policy specifically designed to cover some of the unique needs of its members.

Key insurance coverages for bakeries

  • Product recall coverage: If you're forced to recall a bad batch of goods, typical insurance policies won't cover your costs to ship the product back and restock the shelves of your retailer. Gallagher's bakery insurance program can help.
  • Failure to manufacture to specifications: Similarly to product recall, if you deliver a batch to a client that's made to the wrong specifications, a typical policy won't cover the financial loss associated with the mistake. Gallagher's bakery insurance program can help.
  • Infestation coverage: If bugs or rodents get into your raw ingredients, generally the resulting damage or loss wouldn't be covered under your policy. Gallagher's bakery insurance program can help.
  • Cyber and data protection: If you fall victim to a cyber attack and can't operate your POS system or make sales via your website, a standard policy won't pay for your lost income. Gallagher's bakery insurance program can help.

Why choose Gallagher?

As a member of the Baking Association of Canada, Gallagher has secured a preferred insurance program tailored to bakeries that meets the needs of your business. We know you're busy running your business, which is why we've made applying for our programs and receiving your policy documents quick and easy.

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