Every independent business, whether you are a sole proprietor or a numbered company, can be sued, even if the allegations are suspect, at best. Sometimes the statement of claim names all parties that happen to be working on site, even though there was little, if any, negligence on your part for causing the bodily injury or property damage to someone or something. That’s where Commercial General Liability (CGL) steps in and defends those allegations, including legal expenses, against you and your independent business.

We offer CGL cover designed specifically for those independent contractors who are working under contract to a third party and who’s Professional Errors & Omissions Liability (PLI or E&O) is covered by the hiring entity. Based on that, our program offers your choice of $2,000,000 and $5,000,000 CGL limits and includes the extensions normally required by your contract.

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