Special districts are facing rising insurance costs, inflation, workforce shortages and a myriad of other exposures. As the only U.S. broker with more than 500 sales and risk management professionals focused on public sector risks, we use a consultative approach called CORE360® to help you optimize your overall cost of risk, and not just the cost of insurance.

Gallagher's Public Sector & K-12 Education Practice understands special districts' operational environment, exposures and challenges. We bring experts to the table to help address complex issues like cyber liability and protection, crisis response and resilience, employment practices, complex property placements — or whatever your needs may be. For nearly 50 years, we've used our access to worldwide insurance markets and our insurance and risk management expertise to help our clients solve even the toughest challenges.