Gallagher’s commitment to the transportation industry means we go beyond placing insurance coverage that best suits our clients’ needs; we constantly anticipate industry changes. As transportation issues rapidly evolve, align with a partner that understands the industry and develops products and services that shape the future needs of the transportation industry.
Expertise that supports transportation risk management

We will help you navigate the bumpy roads of key issues in the transportation industry. We don’t just monitor trends – we anticipate them, with incisive thought leadership to help you identify emerging risk before they become a problem. We help you stay ahead of current and emerging risks by keeping abreast of contractor regulations and rulings, cyber concerns, and other factors that affect your business.

In-depth insurance coverage for all transportation structures

We negotiate and administer insurance coverages for 275,000 trucks globally. Key transportation insurance coverages include:

  • auto liability
  • general liability
  • motor truck cargo
  • physical damage
  • umbrella liability
  • workers’ compensation
  • property
Third-party logistics coverages:
  • truck broker liability
  • contingent cargo
  • shipper’s interest
  • logistics errors and omissions
  • warehouse legal liability
  • Bond placement
Owner operator coverages:
  • occupational accident
  • physical damage
  • non-trucking liability
  • contingent liability
Specialty coverages:
  • pollution liability
  • employment practices liability
  • directors and officers liability
  • fiduciary liability
  • cyber liability
  • crime
Tech-powered risk management solutions

We have experience providing solutions for the technology that powers the transportation industry. Gallagher has programs specifically designed to analyze, close gaps and improve driver safety. Examples of our solutions are:

  • Accident avoidance technology - To help our customers improve driver safety and improve operational efficiencies; we’ve partnered with transportation-specific technology companies, including Drivers Alert and Netradyne. These tech firms take into consideration a driver’s entire day versus a fraction of event recordings, allowing safety teams to score drivers in a more meaningful way and on a result-oriented basis.
  • Transportation Insurance Management System (TIMS) – Proprietary software system for the administration, billing and certificate generation of owner-operator insurance programs.

Owner operator technology programs

We help you recruit and retain drivers by offering insurance programs with broad coverage and competitive pricing. The list of programs we provide our over 80,000 owner operators annually include:

  • statutory workers compensation (for individuals and fleets)
  • occupational accident
  • non-trucking liability
  • physical damage
  • unladen liability
  • cargo buydown
  • program administration and expertise
  • claims expertise and administration
  • certificate issuance

Third-party logistics for transportation insurance industry

Gallagher is a leader in the space for third-party logistics for the transportation industry and will make specific recommendations based your risk tolerance. We will recommend proper structure based on litigation trends, available insurance products and your operations. The main concern for third-party liabilities are:

  • compartmentalization of risk to protect the core business
  • enhanced motor carrier vetting
  • contingent coverage vs. true legal liability coverage
  • implementation of enhanced best-practices

Loss control and consulting services

Our loss control specialists are devoted exclusively to helping you save money and securing your company’s future through comprehensive services designed to:

  • identify potential sources of loss
  • reduce the frequency and severity of losses
  • reduce exposure to liability and loss

Our comprehensive Loss Control Program lets you take advantage of the services that meet your particular needs, such as:

  • loss analysis and evaluation
  • fleet safety and defensive driving
  • regulatory compliance awareness
  • claims administration and assistance
  • review of owner operator lease agreements
  • large deductible and retention programs

CORE360 loss control portal – Our loss control portal features online training to support your safety programs, reduce losses and impact your insurance costs costs.

Certificates of insurance – The ability to effectively manage certificates of insurance for our clients have always been a top priority. We understand your operations and the need to have immediate and correct information. Gallagher listened and created Gallagher Go and online portal to make the process of issuing certificates of insurance more efficient for customers. Gallagher Go allows clients to create, manage, and send certificates of insurance online whenever necessary.

Transportation summary

  • Data-driven solutions for improved risk management
  • Crisis management
  • Expertise in worker’s compensation issues such as the opioid crisis
  • Deep expertise in all parts of the transportation industry