Greater diversity. A new generation of students. A new generation of faculty. Emerging risks from climate change, Title IX and cyber threats. It requires uncommon solutions that will work today and prepare you for what lies ahead. The Gallagher Higher Education consulting and risk management team is ready. We work across property/casualty, human resources and student populations to provide not only education consulting, insurance and risk management solutions, but overall change management for greater sustainability.
Curiosity meets competence, for a world of better coverage

Institutions of higher education are complete societies unto themselves. They have complete communities comprised of students and teachers, as well as their own infrastructure and operations teams. The Gallagher Higher Education consulting and risk management team understands the unique needs of these self-contained societies from creating positive learning cultures to protecting the property, reputation, and the legacy of the institution.

A team of experts for universal consulting and risk management

Our three-pronged team of risk managers, benefits specialists and change management consultants, uses proven processes of analysis to discover where risks and gaps exist in your coverage. Our team looks at your risks across your enterprise to provide truly comprehensive solutions, so you are able to focus on providing the best education. We work with institutions of all sizes and in all regions including public and private colleges, universities, community colleges, trade schools and for-profit educational institutions.

Exposure checklist

We analyze all aspects of your institution with processes specifically designed for the higher education industry. The severity of claims has been escalating for institutions of higher education. We have a team that has researched and developed best practices in:

  • Cyber risk mitigation checklist
  • Risk transfer issues for contractors
  • Natural catastrophes
  • Collaborative groups and enterprise risk management
  • International education
  • Minors on campus
  • Experiential learning

The best crisis response is prevention

Planning ahead for what risks might be emerging risk is a focus of the Gallagher Higher Education consulting and risk management practice. We are looking for trends and solutions so you are ready and able to protect against future risks and stay focused on providing the best education today. Our specialty programs include:

  • Terrorism risk liability programs for higher education
  • Higher education catastrophe preparation, response and recovery
  • Higher education compensation consulting services
  • Violent malicious acts coverage
  • Disaster management services

We can all improve and learn from one another.
Tenet #4, The Gallagher Way
Opening more doors, by fostering an academic culture of open minds

Most higher education institutions spend 65% of their budget on human resources. Gallagher helps you make every dollar count. The pace of change for institutions of higher learning is staggering. From needing to attract and retain talent to creating learning environments for an increasingly diverse and global student body. Helping our clients build cultures that are opened minded as well as aligned with the needs of new students is essential. The Gallagher Higher Education practice works with you to build a culture of sustainability. We provide:

  • Outcome-based learnings. Working with institutions to meet the demands of education and work outcomes
  • Design reward and compensation structures. Developing compensation structures that attract and retain key talent.
  • Culture climate assessments. Helping you understand how faculty, staff and the student body are interacting and places for improvement of the overall culture.
  • Sustainability strategies and plans. To help create an educational environment that will continue to thrive now and in the future.

The Gallagher Difference.
An example

Integrated Excess addresses Board’s desire for higher limits and improves cost

The Issue.

A large 4 year university, a new client to Gallagher, advised that their Board wanted to consider higher General Liability and Directors & Officers/Educators Legal Liability (ELL) limits. The risk manager was anxious to respond to the Board’s concerns, but was worried about how the additional cost would impact her already approved risk management budget.

The Solution.

Our team worked with risk management to develop a first rate submission and by accessing Gallagher’s proprietary integrated excess liability program we were able to develop a solution that increased current Excess Liability limits from $65M to $100M and ELL limits from $50M to $75M with improved coverage and minor premium increases.

The Result.

The Board’s concerns were addressed with the University purchasing $35M of additional Liability coverage and $25M of additional ELL protection. By restructuring the Excess Liability towers we improved coverage and kept premium increases under $25,000, well within the risk manager’s budget constraints.

Higher Education summary

  • Sustainability consulting
  • Enterprise solutions
  • Emerging risks expertise from crisis resilience to gender equity

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