The Gallagher Technology insurance and risk management team gives you data-enabled strategies that protect your business so you can harness innovation.

With advancements comes freedom, and with freedom comes responsibility.

With any bold advancement, comes risk. As the technology industry carves out new territories, Gallagher is there, leveraging data to develop the right risk solutions to minimize your exposures so you can focus on breakthroughs. Our technology insurance, consulting and solutions cover everything from researching risks and breaches to global production and manufacturing issues to testing environments damage and transportation delays, from sabotage and cyber security risks to business interruption and revenue loss, as well as governmental requirements and restrictions.

Experienced in innovation. Committed to listening. Service for all tech sectors.

Whether you are a designer, manufacturer or distributor of technology, we are prepared to aid you in building comprehensive insurance and risk management solutions. We take a diagnostic approach toward contract reviews to uncover gaps and misaligned coverage. From there we develop risk management programs that meet the sometimes uncharted and unexpected world of technology. We provide solutions for:

  • Electronic components
  • Medical device companies
  • Software and software-management platforms
  • Internet search, auction and advertising companies
  • Biotechnology and life sciences
  • IT and technology supply chain
  • Laser optics
  • Technology transportation and stock throughout policies
  • E-commerce organizations

Coverage designed to help you deliver innovation

Through our global network and expertise, we work select lines of coverage that are applied specifically to meet the needs of the technology field and their related industries.

  • Cyber liability
  • Errors and omissions/professional liability
  • Executive risk liability
  • Core property and casualty

90 years of firsts, for the industry that invents them

We offer a range of proprietary products and processes, all designed to mitigate your risk and help you grow business.

  • Contract review
  • Risk identification, mitigation, quantification and risk gap analysis
  • Objective modeling to help forecast and mitigate risks
  • Improve overall culture with employee engagement tools
  • Claims consulting and advocacy
  • Specialized loss control services
  • International coverage placement and coordination
  • Consulting on all aspects of risk management and insurance
  • Third-party administration (TPA) selection process
  • RFP specification design
  • Loss portfolio transfers, liability buyouts
  • Manuscript policy development
  • Cyber risk assessments
  • Certificates of insurance
  • Risk transfer and alternative risk financing mechanisms
  • Captive and rent-a-captive programs

The Gallagher Difference

The Challenge.

A fast-growing marketing platform company in Minneapolis reached out to our local Gallagher office to conduct a strategic risk review. Following an analysis of the existing insurance program and the contracts with their largest customers, a significant disconnect between the policies and the promises to the client in the contracts was identified. One claim in the marketing firm’s core service deliveries would have resulted in an uncovered loss, a financial disaster.

Our Action.

Using Core360™ to review the entire risk picture, and proprietary analytics, the experienced Gallagher Team was able to restructure the insurance program to match the existing exposures and protect the client. The changes were premium neutral and accomplished in less than 60 days.

The Result.

The client is thrilled to have closed the gap in their coverage, and the Core360™ process has taught them to be more aware and strategic in the future contract negotiations.

Technology Practice Summary

  • Breadth of coverage options for established and emerging technology
  • Data powered insights for overall better coverage
  • Objective modeling for medium to large companies

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