Cyber Liability
Your networks and data are the lifeblood of your business. Cyber liability insurance from Gallagher lowers the pressure and keeps it flowing.
Working with our fine arts clients requires a curator's eye combined with a risk manager's expertise. The Gallagher Fine Arts insurance and risk management practice has insured all facets of the fine arts industry from securing coverage for traveling exhibitions to insuring the value of a painting while it is being restored. With our London office, we have built a global coverage that is equipped to support worldwide cultural events with comprehensive risk management solutions.
We go beyond simply developing insurance and risk management programs for fine arts; we also help consult on all risk management matters relating to the operations of an institution. We can assist you with robust coverages to mitigate your exposures, so you are fully prepared for the unforeseen risks and can respond appropriately. Key areas we help with include:
We have experience working with the world's premier art galleries, personal collectors and institutions. From record-breaking exhibits to private collections, we have the knowledge and sensitivity to provide comprehensive risk management profiles for all facets of the fine art world. Our clients include:
A world-renowned art institution's premiums were higher than average because of the number of workman's comps claims due to carpal tunnel claims.
We analyzed the employees, their work habits and discovered ways to improve moral and reduce overall coverage cost. Our team recommended more ergonomically appropriate chairs to alleviate the condition. We also created education programs that empowered museum employees with wellness recommendations and to be more engaged at work.
We were able to help the client reduce their claims by 150% while seeing a dramatic reduction in sick days. The client reduced their loss ratio and qualified for additional cost savings via a dividend plan for additional financial gain.