Private Client Insurance

We develop tailored solutions and provide advice to help protect and maintain your lifestyle for when the unfortunate occurs. Our team of experienced professionals provides the highest level of service and stewardship, and understands that significant personal assets and wealth require a higher level of expertise and service. Every day, our clients face challenges across a range of issues. We are committed to recommending what is in the client’s best interests – not ours – and to deliver on our promises.

Truly personalized risk management support

We believe the personal approach is the best approach. As a Gallagher client you will work with a private risk advisor who builds and maintains your program, as well as a dedicated client service manager.

We provide private risk management and insurance protection for a wide range of clients:

C-suite executives
Entrepreneurs
Business owners
Family offices
Entertainers and professional athletes
Inherited and fortuitous wealth

Private risk management solutions for successful families and individuals

We view our responsibility as more than providing products: we are advisors. Our Private Client Services practice is comprised of professionals with extensive knowledge about the specialized needs of highly successful families and individuals.

Our innovative solutions can address almost any of your potential liabilities. By leveraging our local and global expertise, we can curate private risk management programs designed specifically to protect our clients’ assets, lifestyle, reputation and future.

Consultative reviews

Our client relationships are rooted in confidentiality, trust and expertise. We can work directly with you or partner with your team of trusted advisors to manage risks and exposures and develop a comprehensive risk program that can provide the protection you need.

“

Loyalty and respect are earned-not dictated.

Tenet #16, The Gallagher Way

Unique Personal Risk Management and Insurance Protection

Clients select us because we understand their lifestyles and provide these specialized solutions:

Personal liability protection with limits up to $100 million
Residential property whether domestic or foreign, high value, secondary, condominium, course of construction, rental or investment
Tangible assets and collections ranging from vehicles, private aircrafts, watercraft and yachts to fine art, jewelry, wine and more
Farm and equine
Family office
Private cyber security
Not for profit, trustee and special event activities

We look at your entire risk portfolio and work with you to minimize risk and provide peace of mind should a loss occur.

Comprehensive Risk Analysis

For all our clients, we approach each new risk as if no risk management plan has been established. We consult with you to review your portfolio as well as risk tolerance. Our thoughtful approach of analysis allows us to present all viable options, to equip you to make informed decisions. Our process includes these steps:

Uncover risk exposures.
Review the adequacy of coverage limits.
Offer the best solution with competitive pricing.
Provide recommendations, including appropriate levels of risk retention (deductibles).

Annual Reviews

We believe your insurance program should keep current and relevant to your assets and exposures. That's why we regularly review your private risk management program and how it relates to new trends in the marketplace. We also monitor your coverage and limits, review any changes in exposure and offer our recommendations.

Claim Advocacy

Gallagher Private Client Services is here when you need us the most. Our claim advocacy team provides guidance throughout the life of a claim. We are here to work through any claim issues that require our expertise to get the best results.

Global Resources

We have carefully built partner relationships with insurance providers who not only demonstrate the highest financial ratings, but offer superior products for our highly successful individuals and families. We provide direct representation for well-known personal insurance companies that offer different strengths and market directions.

We also represent niche insurance carriers who can protect you from less common or unique exposures. Our private client services are backed by resources of one of the world’s largest insurance brokerage firms.

We offer you an unmatched level of prompt, personalized service, and we continually work to exceed your expectations.

Industry Innovations

We discover industry innovations and promptly share them. Private Client Insurance Services provides skilled private risk management and insurance services to highly successful individuals and families. We keep you informed of the issues affecting the industry; as we discover relevant information, we share it with you.