Understanding risks and investor expectations

Going through an initial public offering (IPO) will put your company under substantially more scrutiny by regulators and the public (including plaintiff attorneys) than previously. As part of the IPO process, you will author a prospectus, complete interim filings, issue press releases, participate in stock analyst reports and conduct roadshows for the investment community. 

To effectively manage the risk of selling shares to the public, one must understand how liability arises and the potential possibilities of exposure. Here, we will explain the basis of a liability for a public company, discuss the directors and officers (D&O) marketplace with respect to IPO exposures and what you can expect from your insurance broker throughout the process. 

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The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.

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