Business income is one of the most misunderstood aspects of property insurance.

Do you know what expenses are included, excluded or optional in your business income coverage? Did you know that the definition of accounting gross profit is not the same as insurance gross profit?

Join Gallagher's Food & Agriculture Practice as we discuss the importance of Business Income (BI) coverage and exposure reporting and help you learn how to avoid being underinsured.

Key takeaways:

  • Identify BI or a time element loss examples
  • Determine coverage with the BI "Chain Rule"
  • Analyze a loss scenario
  • Define measurement of loss
  • Understand BI coverages, coverage extensions, restrictions and limitations
  • Review the BI worksheet
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