As we look back on the 2021 cyber insurance marketplace, we see all the hallmarks of a hardening market, with no signs of relief as we move into 2022. We are in a place and time where difficult questions are being asked about systemic cyber risk, cyber underwriting practices and where hackers may hit next.

Author: John Farley


Debates between brokers and underwriters rage on exactly what cyber insurance policies should cover and to what extent an insured's cyber risk management maturity requirements need to adapt to the 2022 threat landscape. Capacity questions have not been settled, and exactly how much will be available in the U.S. and global cyber markets in 2022 remains an open question.

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