Authors: Alex Burton, Dan Gilholly


While market conditions have begun to stabilize, this remains a challenging marketplace overall. We expect to see rates continue to moderate in many lines throughout 2022 with the exception of Cyber insurance, which remains the most troubled line we have seen in recent memory. While not as volatile, the Property, General & Professional Liability, and Umbrella/Excess Liability lines of coverage will continue to be a challenge as well. Gallagher's Senior Living practice and coverage experts are positioned to provide solutions for our clients in this difficult and changing marketplace. Read our full senior living market update for more information.

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The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.

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