Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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Market Conditions 2017 - Real Estate

As 2017 begins, the global environment for ‘change’ seems to be everywhere on a geo-political basis, the likes of which we have not witnessed in quite some time. With this uncertainty, hard assets tend to be viewed as a safe haven and certainly the real estate market has benefitted from the current environment.

Market Update: Third Quarter 2016 Real Estate and Hospitality

Cyber espionage, Zika, hurricanes and catastrophic wild fires and flooding throughout the world have made insurers and reinsurers more tentative, resulting in a slowdown of the double-digit price cutting trend that insurance buyers have enjoyed for the past eight quarters. At the mid-year point, property rates for most asset classes with decent loss histories were still falling but recent reinsurance renewals and new directives to “not chase down rates” from some of the biggest names in underwriting point to a leveling out in premiums.

Tag(s): Real Estate & Hospitality; Real Estate; Hospitality;

Market Conditions Update: 2015 Midyear Real Estate and Hospitality

The first six months of 2015 have proven that even with the M&A game heating up and offshore investments in insurance, there is abundant capacity for all asset classes and all geographic exposures. The fact that the National Weather Service is also predicting an El Niño event translates into lower hurricane expectancy. On the “fracking front”, the earthquake swarms never previously experienced have yet to make it to the “Boogey Man” list for insurers. Where there are new important changes is in the trend toward Midwest/Texas hail deductibles particularly for industrial flex.

Tag(s): Real Estate; Hospitality;

Common Mistakes Made With Real Estate Errors and Omissions Insurance

Complex real estate transactions gone awry can produce lengthy litigation. Even low value situations can become protracted litigation with significant money spent on what seems like endless defense. Real estate errors and omissions (E & O) liability insurance can help protect the balance sheet of your real estate business on these types of costs. Unfortunately, there are many pitfalls frequently created by insurance brokers who do not specialize in risk transfer products specifically for real estate firms. So what do you need to know?

Tag(s): Real Estate; Hospitality; Management Liability;

Real Estate & Hospitality Market Update: Summer 2014

We are halfway through the 2014 hurricane season, have had eleven “named storms”, and the biggest threat thus far was focused on the Hawaiian Islands. If we keep up this pattern through November 1st, the catastrophe market will continue to soften for the balance of the year. Reinsurance rates continue to plunge, and this can only translate into better pricing and more capacity for the real estate and hospitality industry. Our report provides an overview of related topics including professional liability, cyber risk, TRIPRA, London real estate markets, workers compensation and more.

Tag(s): Loss Control; Real Estate; Hospitality;