Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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Directions Newsletter - September 2017

Directions newsletter is a monthly publication of the Benefits and HR Consulting practice of Arthur J. Gallagher & Co. The September 2017 issue includes an article covering major benefit issues for employers with locations in Texas or Louisiana affected by Hurricane Harvey. Additional articles address a number of topics including a recent court case on wellness programs, a change in the EEO-1 reporting requirement and an update on the Massachusetts employer medical assistance contribution rates.

Risk Management Safety Insight: OSHA's Expanded Use of General Duty Clause

Where no specific regulation applies, the General Duty Clause is a liability catch-all that allows OSHA to cite employers who fail keep their places of employment free of any other recognized hazards to employees that are likely to cause serious injury or death. Compliance with the General Duty Clause is challenging because employers are typically unaware of what recognized hazards they may be required to address in their workplaces.

Tag(s): Risk Management Safety;

Healthcare News: September 12, 2017

In this issue, regulatory developments in medical device cybersecurity; plaintiffs make progress with claims following data breaches; how the “failing firm” defense justifies mergers; the profile of thefts by employees; and skilled nursing’s increased ownership by and affiliation with hospitals and their investors.

Tag(s): Healthcare;

Medical Device Cybersecurity

The world of cyber risk continues to develop and expand since our May 2016 paper on Medical Device Cybersecurity. The threat of ransomware has come to the forefront as demonstrated by global attacks such as Wannacry2 and Petya. These attacks show how hackers have become more sophisticated in their ability to use malware to exploit vulnerabilities in systems, hardware and devices, as well as highlighting the vulnerabilities of devices and systems that, through their lack of patching and support, and outdated operating systems, are exposed to hacking, worms, etc., that can affect patient safety, system security and data integrity.

Tag(s): Healthcare; Cyber Risk; Cyber Liability; Life Sciences; Management Liability;

Directions Newsletter - Hurricane Harvey Disaster Response

For employers with locations in Texas or Louisiana that are affected by Hurricane Harvey, and also employers with employees who have family in the affected areas, there are benefit issues to consider in response to the ongoing disaster. In reacting to the disaster, the Department of Labor emphasizes that a good guiding principle for plan sponsors is that they should act reasonably, prudently and in the interest of the workers and their families who rely on their benefits for their physical and economic well-being. Read this special edition of the Directions Newsletter for details and guidance for employers to consider regarding employee benefits in the wake of Hurricane Harvey.

Tag(s): Health & Welfare; Compliance Consulting;

PEP Talk: Public Entities Should Choose Their Insurance Broker First

Today’s challenging and unpredictable economic conditions are forcing local governments to scrutinize the price they pay for all products and services, as well as, to evaluate their professional relationships like never before. The costs and relationships associated with property and casualty insurance, claims, third party administrator services, workers compensation and risk management services are no exception.

Tag(s): Public Sector;

Gallagher Flood Assure

In the wake of recent hurricanes, many organizations face the risk of reaching aggregated flood limits. And it often takes up to a year or more to accurately assess the financial impact.