Explore the Gallagher resource library

At Arthur J. Gallagher & Co., we try to learn everything we can about the industries we serve and the risks they may encounter. It’s a commitment that’s embedded in our corporate culture to expanding our expertise, continuing educational development and gathering topical updates to remain ahead of the curve.

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Institutional Investment & Fiduciary Services - April 25 - Weekly Market Update

On April 17th, the U.S. Bureau of Labor Statistics reported that median weekly earnings for the nation’s 104.3 million full-time workers grew 3% from the year prior. Prices rose at a 1.4% rate for the same period, as measured by the Consumer Price Index for all Urban Consumers (CPI-U), a positive development for the beleaguered workforce. This was the first time since 2009 that wages grew at a faster pace than the 2001 to 2014 average of roughly 2.5%, perhaps signaling a turning point for the U.S. labor market.

Tag(s): Institutional Investment & Fiduciary Services;

Healthcare Reform Update - April 24, 2014

Articles include: When Can An Individual Enroll in a Federally-Facilitated Marketplace Plan Outside of Open Enrollment? HHS Issues Proposed Regulations on Exchange and Insurance Marketplace Standards Indexed Cost-Sharing Dollar Values Released for 2015 Employers Should Prepare to Receive Premium Tax Credit Notices

Tag(s): Healthcare Reform; Health & Welfare;

Institutional Investment & Fiduciary Services - April 18 - Weekly Market Update

It may have been a bumpy ride, but last week equities started to rebound from early-April losses. Buoyed by Yellen’s dovish comments, disappointed by two tech giants, and then inspired by a below-expectations jobless claims number and more earnings announcements, it seems like investors may be grasping at straws. The one segment that has been able to generate continual buzz is the IPO market, and investors desperate for growth are beginning to salivate over the expected listing of Alibaba in the coming week.

Tag(s): Institutional Investment & Fiduciary Services;

Hard Hat Bulletin: Heat Stroke

Heat stroke occurs when the body is unable to regulate its temperature. The body’s temperature rises rapidly, the sweating mechanism fails, and the body is unable to cool down. Body temperature may rise to 106°F or higher within 10 to 15 minutes. Heat stroke can cause death or permanent disability if emergency treatment is not provided. This Gallagher Hard Hat Bulletin is part of a monthly series of materials to assist managers and other leaders in the construction industry with helping to improve safety measures among their staff and contractors. It includes a brief overview on a topic.

Tag(s): Loss Control; Construction;

Hard Hat Bulletin: Heat Stroke

Heat stroke occurs when the body is unable to regulate its temperature. The body’s temperature rises rapidly, the sweating mechanism fails, and the body is unable to cool down. Body temperature may rise to 106°F or higher within 10 to 15 minutes. Heat stroke can cause death or permanent disability if emergency treatment is not provided. This Gallagher Hard Hat Bulletin is part of a monthly series of materials to assist managers and other leaders in the construction industry with helping to improve safety measures among their staff and contractors. It includes a brief overview on a topic.

Tag(s): Loss Control; Construction;

Employee Theft, Fraud and How Hotels Can Manage the Risks

The United States economy remains fragile after the worst economic period since the Great Depression. The hospitality industry has been hit particularly hard, experiencing decreasing occupancy and steeply declining REVPAR. Staffing levels and staff hours reduced - and employees are being asked to forgo pay raises while their workloads are increasing. These factors are creating “the perfect storm”. Hotel employees are apprehensive and concerned about their job security. Their uncertainty, coupled with personal financial strains is resulting in the prevalence of numerous fraud triangles. This article details the most common liabilities with this issue for the hospitality industry and how to best address your risk exposure.

Tag(s): Hospitality; Loss Control;

Preventing an Outbreak of Legionnaires’ Disease

Legionnaires’ disease, a type of pneumonia, is caused by the legionella bacterium. These bacteria are commonly found in natural environments such as lakes, streams, rivers and moist soil. Typically, the levels of the bacteria are low in natural settings and will not cause illness. More commonly, Legionnaires’ disease is contracted from bacteria found in man-made bodies of water and in potable water systems. Common locations for the presence and growth of the legionella bacteria include hotel plumbing systems, air conditioning units (cooling towers) and indoor fountains and hot tubs. For these reasons and more, it’s easily understandable as to why the hospitality industry is at high risk for Legionnaires. This article details exposure situations and how to help prevent them in hotels and resorts.

Tag(s): Loss Control; Hospitality;

Gallagher Credit and Political Risk Insurance Report and Market Update - January 2014

“Political risk in emerging markets is expected to heighten in 2014 as governments look to balance lower economic growth with the increased expectations of their growing populations” (Lloyd’s of London, January 2014). Arthur J. Gallagher's Credit and Political Risk Insurance (CPRI) Market Update for January 2014 summarizes the changes in line structure and tenors available from commercial CPRI insurers since the last report in July 2013. The summary reflects the outcome of reinsurance negotiations where renewals have been completed in the intervening period - as well as the arrival of any new insurers. This report also features the economic impact of global market fluctuations as well as the financial implications of political unrest in various areas throughout the world.

Tag(s): Trade Credit & Political Risk; Global Risk Management;