New IRS reporting requirements under PPACA will necessitate action by HR, benefits, payroll, IT and more. How will your organization maintain good compliance health? Preview Critical Care for Compliance: Focus on IRS Reporting
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The Gallagher Market Conditions Update: 2015 Public Company Directors and Officers Liability report notes that the D&O market has remained firm over the past four years, although trends clearly suggest lower prices are possible in the near future. This appears particularly true for publicly traded and larger businesses. Recent data from the Council of Insurance Agents and Brokers (CIAB) indicate that the majority of all recent renewals experienced single-digit increases.
Space heaters carry a much greater risk of causing a fire than central heat - particularly given an increased potential for accidental fires due to misuse and/or human error. The U.S. Consumer Product Safety Commission estimates that roughly 25,000 residential fires are caused by the use of space heaters every year, resulting in more than 300 fatalities. If you select one for your office or home, what safety precautions can you take?
The Gallagher Real Estate & Hospitality Market Update - Winter 2015 provides a recap of the industries' insurance and risk issues in 2014 as well as a 2015 market forecast. The report notes that 2014 was one of the most benign loss seasons in history. Insured losses were down 38% over the last year.
Every year, the California Highway Patrol (CHP) reports approximately 500,000 collisions resulting in 200,000 injuries and 4,000 fatalities. Unsafe speed, improper turning, failure to yield the right of way and failure to obey traffic signals were the most frequent causes of these collisions. Because of these statistics, the Department of Transportation (DOT) estimates that two-thirds of traffic fatalities may be caused by aggressive driving.
The Department of Health and Human Services will begin Phase II of its new audit program in 2015. Our 1-hour recorded webinar starts with a brief overview of the Privacy, Security, and Breach requirements and then focuses on the new audit protocols.
The Gallagher Market Conditions Update: 2015 Broker-Dealer Marketplace report offers a snapshot of the 2014 broker-dealer business as well as major consolidation within this business sector. The primary actor in this acquisition activity was Realty Capital Securities (RCS). The equity market (i.e., stock market) experienced extraordinary gain in 2014, leading to fewer claims against broker-dealers.
The Gallagher Market Conditions Update: 2015 Commercial Crime and Financial Institution Bond report provides a 2014 recap and 2015 forecast for the Commercial Crime and Financial Institution (FI) Bond market. It notes that underwriters enjoyed fairly stable market conditions in 2014. Crime renewal premiums were steady while FI Bond premiums increased at only a modest pace.
Gallagher's Risk Management Safety Insight OSHA-Related Documents: Creation and Retention newsletter offers a summary of anticipated documents an OSHA compliance officer will request at the time of an inspection. What should you be prepared to provide?
Pension and Welfare Plan Fiduciary Liability renewals were stable in 2014, and this coverage line continues to be the least affected within the Management Liability solutions. With recent claims trends directly affecting the insurance market, this Gallagher Management Liability Market Update: 2015 Fiduciary Liability report takes a look at some key claims statistics drawn from Advisen Ltd.’s Master Significant Cases and Actions Database (MSCAd).