Healthcare Reform Update―February 10, 2014
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Quarterly report by AJG’s Institutional Investment & Fiduciary Services: The Market Environment, Q3, 2013. “Investors experienced a roller coaster ride in the third quarter, as global markets ebbed and flowed based on various economic readings, socio-political developments and…”
Quarterly report by AJG’s Institutional Investment & Fiduciary Services: The Market Environment, Q4, 2013. “Stocks didn’t merely climb the proverbial wall of worry in 2013, they pole-vaulted clear over the wall, delivering their best return since 1997…”
Directions newsletter is a monthly publication of the Benefits & HR Consulting Division of Arthur J. Gallagher & Co. The February 2014 issue includes healthcare reform updates, benefit trends and surveys, upcoming webinar information and a variety of benefits and HR news including: Most Workers Satisfied With Pay‐Benefits Balance-Health Insurance Remains Key Job‐Choice Factor; Increase in HSAs Along with Decrease in HRAs May Portend Bigger Changes Ahead; and The Hottest 401(k) Trends for 2014.
This Article Includes: New PPACA Implementation FAQs Offer Guidance on Range of Issues: Including Preventive Services, Cost-Sharing Limitations, and Wellness Programs, Supreme Court Allows Certain Religious Entities to Avoid the Contraceptive Mandate Until Case is Resolved in Courts, IRS Releases Proposed Rules Regarding the Individual Mandate, Treasury Indicates that Volunteer Firefighters and Other Volunteer Emergency Medical Personnel Will Be Exempt From Applicable Large Employer Count, W-2 Considerations to Keep in Mind As the New Year Starts, DOL Updates Notice of Coverage Options, IRS Releases 2013 Form 8941 to Claim Small Business Tax Credit, HHS Extends Federal High-Risk Pools, Questions and Answers for Employers
Latin America has moved to center stage in terms of employee benefits. The rules of the game are globalization, increasing open-market economies, talent shortage and competition. Employers and employee benefits need to stand and face the challenge.
Cline Young writes, “When it comes to small employers, the challenges amount to education, continued communication and restating the facts over and over even when it seems clear everyone has it down. Getting more people involved is better…”
Healthcare reform is going to change the payor mix. It's important for providers to create an action plan to better understand who their customers will be, what these customers want and how to deliver outcomes to meet those expectations.
Marketplace factors and economic forces are coming together to position medical homes at the center of the U.S. healthcare delivery system, creating efficiencies that help produce a healthier population and reduce expenditures to contain costs.
Author Cline Young explains, “…risk that is often overlooked and many times left unmanaged…can leave profits and equity exposed and the very future of the company in jeopardy. This risk is a company’s ability to recruit, retain and reward its executive and management personnel.”