A Minute for Safety is published by Gallagher, in Rolling Meadows, Illinois. The information contained in this newsletter was obtained from sources that to the best of the writer’s knowledge are authentic and reliable.
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2017 was a record year for cyber attacks, and not in a good way. According to Risk Based Security, Inc., there were 3,833 breaches reported through the end of September 2017, exposing over 7 billion records. This represents an increase in the number of reported breaches of 18.2%, compared with the same period in 2016, with the number of exposed records up 305%.
This is a general outlook/forecast of anticipated market conditions within the Asset Manager and Professional Liability space.
The Management Liability insurance marketplace for Banks remained largely competitive throughout the 2017 term, fundamentally due to the continued availability of underwriting capacity bolstering competition among insurers.
This Weekly Market Update reviews the top three market headlines: IMF Believes U.S. Tax Overhaul will Help Spur Global Growth, Euro Breaks $1.25 for the First Time in Over Three Years and Energy Sector Drives Business Investment
As we look to forecast the state of the D&O marketplace in 2018, a close examination of 2017 events and trends is critical. The D&O market in 2017 was best described as a market in flux. The underlying tension in the D&O marketplace was palpable. The numbers of claims increased dramatically, but pricing remained competitive for many risks and flat for most.
The environment for interest rates is all but confirmed for increases, and yet the cycle continues. Its durability doesn’t seem threatened by either a ready supply of equity or debt or even the possibility of oversupply. We have been noticing of late that ‘sectors’ are getting a deeper review by the insurance underwriters. Whereas in the past, the good results for insurance companies professional real estate risk was more uniform overall classes, we have seen that change more in the last 12 months. The ‘Amazon’ effect has put malls and strip shopping centers into a much greater focus and multifamily is also perceived to on its way to an oversupply issue. These two classes are seeing a higher level of scrutiny from the underwriting community.
As the #metoo movement grows HR professionals may want to ensure that their anti-harassment training is up-to-date. But training alone may not be enough. Our 1-hour recorded webinar takes a closer look at the problem and what employers can do.
Algunas distracciones e interrupciones en el sitio de trabajo son inevitables, pero otras—si no están debidamente controladas o reguladas—pueden conducir a lesiones, pérdida de productividad y disminución de la moral de los trabajadores.
An average of 1,253 tornadoes occur each year in the U.S. Historically, most tornados happen in the spring and early summer, but in recent years the U.S. has experienced tornadoes during all times of the year. They can occur anywhere and have been reported in all 50 states.