PPACA requires that group health plans and health insurance issuers offering non-grandfathered group health insurance include coverage of certain specified preventive services without cost sharing, including all Food and Drug Administration (“FDA”) approved contraceptives, sterilization procedures, and patient education and counseling for women with reproductive capacity, as prescribed by a health care provider (the “contraceptive mandate”). However, coverage of some or all contraceptives may conflict with an organization’s religious beliefs. To accommodate those employers, the Departments of Labor, Health and Human Services, and Treasury (the “tri-agencies”) issued guidance setting forth some relief from the contraceptive mandate. This article spotlights the most significant PPACA issues raised by the exemption and accommodation process for organizations with objections based upon sincerely held religious beliefs to the contraceptive mandate.
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Join us at IBIS Academy, the premier conference for global HR & benefits professionals to learn, grow and share. Use this template letter to craft a message to justify return on investment of attending IBIS Academy to your employer.
This Weekly Market Update reviews the top 3 market headlines: Employment Rebounds, Fed Signals December Hike, Consumer Confidence Soars in October
Protect the investment you make in your employees by expanding your definition of risk.
Ransomware (a common form of cyber extortion) is malicious software that blocks access to a victim’s data by locking a system or encrypting data until the victim agrees to pay a ransom. The frequency of ransomware attacks has increased drastically since these extortions began to emerge several years ago. In addition to increased frequency, the attacks have become more complex with the realization that the parties responsible for the infections have access to malware capable of crippling an entire network, while also having the ability to originate in one organization’s system, and use it as a conduit to access and infect third-party systems.
As a trusted advisor, Arthur J. Gallagher & Co. will help you navigate the ever-changing landscape of employee benefits compliance issues. Check out the critical compliance action steps noted below as you maintain or implement voluntary benefits.
In a recent Monthly Minute (April 2017), we discussed the importance of good communication as a vital element in the patient-physician relationship, often helping to prevent or mitigate malpractice claims.
Final Forms and Instructions for the Sections 6055 and 6056 reporting requirements have been released. We have an article providing analysis of the new requirements as well as updates to our Sections 6055/6056 Reporting Toolkit – containing valuable information on the entire reporting process. In this edition of Healthcare Reform Update, we also address the current efforts to repeal/replace/repair PPACA, increases to the PCORI fee, and the IRS requirements to include PPACA information on individual tax returns.
Arthur J. Gallagher & Co. invites you and your employees to participate in a series of webinars about emerging risk control topics.
These are questions every person working in the Senior Living industry has asked. Staffing has become one of the biggest challenges encountered in the senior housing industry.