An electrical injury is damage to the skin or internal organs when a person comes into direct contact with an electrical current. The human body conducts electricity very well. That means electricity passes very easily throughout the body. Direct contact with electrical current can be deadly. While some electrical burns look minor, there still may be serious internal damage, especially to the heart, muscles, or brain.
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Situational awareness is being aware of what is happening around you in terms of here you are, where you are supposed to be, and whether anyone or anything around you is threat to your health and safety.
In this issue, New Mexico’s breach law; loss of paper records is still a major cyber exposure; new theories of cyber liability from the plaintiff’s bar; hospital-satellite ED’s can relieve the pressure; and a forthcoming webinar on regulatory liability
With operations under financial pressure, a large energy exploration & production company found its insurance purchase elevated to a boardroom issue. Cutting costs was critical — but leaving its balance sheet vulnerable in an already fragile economic environment was not an option. The company hired Gallagher to save them premium AND improve coverage. Here’s what we achieved for them over the course of our first two years as their broker.
Gallagher contacted a large food manufacturing client to discuss their overall risk management program. During the discussion, we learned that the company was experiencing issues with their current carrier and the management of their claims. Gallagher did a full analysis of their risk management program with special attention paid to mitigating claims.
Although estimates vary, driver fatigue may contribute to more than 100,000 crashes a year. Conservative estimates peg drowsy driving as a contributing factor in about 1,000 fatalities a year, while a report from the AAA Foundation for Traffic Safety estimates that more than 6,000 drowsy driving crashes a year result in at least one fatality.
National Patient Safety Week has come and gone, but it is still an opportune time to fine-tune practices to improve patient safety. One vital physician skill to keep patients from harm is that of effective communication. Clear, accurate and ongoing communication among patients and colleagues can improve quality of care, lower costs and prevent lawsuits.
Gallagher works with thousands of public entities and nonprofit agencies. All of these organizations need to understand the risk and insurance implications before, during and after a natural disaster, and that requires understanding FEMA and the Stafford Act.
Although there is no consensus on the age at which workers are considered “older workers,” the aging workforce phenomenon is real. These demographic shifts have made the issue of healthier workers, especially those of advanced age, much more pressing.
Have you ever spent time with someone who was so absentminded or distracted that you wondered how they got through life every day? On the other hand, have you ever known someone who was so observant and attentive that they made you feel a little self-conscious? We all have been on both sides of this equation.