Predict the financial impact of a business interruption.

Gallagher's Public Sector BI Worksheet is an interactive, user-friendly tool designed to help you estimate the impact of a business interruption on your revenues and expenses.

Here's how the tool works:

  1. You populate line items for your operational expenses.
  2. A variable percentage is then applied to each line item, based on the professional assessment of Gallagher's subject matter experts. (You can adjust the variables.)
  3. Leveraging actual data from certified municipal financial statements, the worksheet automatically calculates the net business income and expense amounts, as well as the business income to revenue ratio.

As the only U.S. broker with more than 500 salespeople and risk management experts focused on public sector, Gallagher gives you access to global insurance markets specializing in public sector risk. And as part of our approach to helping you optimize your total cost of risk, our new worksheet can help you respond to a business interruption by providing the data you need to help keep your organization prepared.

Download the worksheet and connect with our team by completing the form below.


The information contained herein is offered as insurance Industry guidance and provided as an overview of current market risks and available coverages and is intended for discussion purposes only. This publication is not intended to offer legal advice or client-specific risk management advice. Any description of insurance coverages is not meant to interpret specific coverages that your company may already have in place or that may be generally available. General insurance descriptions contained herein do not include complete Insurance policy definitions, terms, and/or conditions, and should not be relied on for coverage interpretation. Actual insurance policies must always be consulted for full coverage details and analysis.

Insurance brokerage and related services to be provided by Arthur J. Gallagher Risk Management Services, Inc. (License No. 0D69293) and/or its affiliate Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. (License No. 0726293).