Carlsbad, California-based Benchmark Commercial Insurance Services is now part of Gallagher. Benchmark is a retail insurance agency offering Commercial and Personal risk management and insurance solutions to business owners in San Diego and the surrounding area for the past 25 years.

The culture and values of Benchmark, especially their commitment to creating and maintaining client relationships, align with Gallagher and make the agency an ideal partner. Existing and future clients can expect the same dedicated service, delivered by the same team from the same Carlsbad office, now with access to the expanded resources of Gallagher.

Benchmark is a well-regarded, client-focused agency that enhances our growth opportunities in Southern California.
J. Patrick Gallagher, Jr., Chairman and CEO

Providing risk management solutions for all types of businesses

Amid today's ever-changing market environment, we understand that good planning is the first line of defense to protect your assets and your income. We work with you to thoroughly assess your business to develop comprehensive, cost-effective and tailored risk management solutions.

From offering a wide variety of policies and price points to advocating on your behalf, we strive to ensure we provide the best coverage in all areas of business insurance.

In addition to General and Umbrella liability, we offer:

  • Product Liability
  • Auto Liability
  • Wrap-up solutions — owner controlled insurance programs (OCIPs) and contractor controlled insurance programs (CCIPs)
  • Garage Keepers coverage
  • Pollution Insurance
  • Bailee's Liability
  • Global Liability
  • Directors and Officers (D&O) Liability
  • Employment Practices Liability (EPL)
  • Cyber Liability/Tech Errors and Omissions (E&O)
  • Media Liability
  • Trade Credit Insurance
  • Fiduciary Liability
  • Representations and Warranties Insurance
  • Intellectual Property Insurance
  • Workers' Compensation
  • Defense Base Act
  • Employee Dishonesty (Crime) and Fidelity
  • Employee Benefits Liability
  • Kidnap, Ransom and Extortion Liability
  • Workplace Violence

Coverages and services we offer include:

  • Building and Building Ordinance insurance
  • Business Income and Dependent Property (Contingent Business Income) insurance
  • Business Personal Property insurance
  • Loss control and prevention services
  • Builders Risk insurance
  • Contractor's Equipment insurance
  • Marine insurance (inland and ocean)
  • Insurance for electronic data processing equipment
  • Insurance for property of others
  • Claims management services

Policies we offer to help bridge gaps in your insurance coverage include:

  • Wind and Hail/Deductible buy-down
  • Earthquake
  • Surface Water/Flood

Personal insurance that meets your needs, today and in the future

As your risk advisor, our goal is to make it easy to safeguard the foundation you've built. We do the heavy lifting to understand your unique risks, recommend appropriate coverage levels and educate you about the coverages you're buying.

We partner with the world's most respected insurance carriers to create an insurance solution that covers all of your needs. Property and Casualty coverages we offer include:

  • Home
  • Art, Jewelry and Collections
  • Auto and Recreational Vehicles
  • Umbrella
  • Earthquake and Flood
  • Aircraft and Watercraft
  • Personal Cyber

Protection that gives you confidence and a solid plan

We dig deep to make sure we have a complete understanding of all of your moving parts, whether you're protecting yourself, your family or your business. We provide the kind of service that ensures you get the coverage you need, the guidance you want and the attention you deserve. So you can face your future with confidence.

Customer service portal

Current clients can find access to policy information by clicking on the button below.


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