Kleinschmidt Agency, Inc., the Ann Arbor, Michigan, division of Meadowbrook Insurance Agency, is now Gallagher. Founded in 1926, the retail insurance broker became a part of the Meadowbrook family in 2011 and offers a comprehensive range of Property and Casualty coverages, as well as group and individual benefits services, to clients in Michigan.

Strongly embedded in their community, Kleinschmidt Agency's commitment to long-term relationships through finding the right insurance coverage, risk management solutions and employee benefits services for their customers makes the agency an ideal partner with Gallagher. Clients will benefit not only from continued local, personalized service but also from access to the resources of Gallagher's global network.

Meadowbrook Insurance Agency's strong relationships across Michigan will enhance our strategic capabilities in the region and deepen our market expertise in public entity, manufacturing and real estate.
J. Patrick Gallagher, Jr., Chairman and CEO

Personal insurance tailored to safeguard every stage of your life

We recognize that every client — and their situation — is unique. Our professionals collaborate with you to assess existing policies, understand your insurance requirements and present alternatives that include comprehensive solutions that work for you.

From Property and Casualty coverages to Health and Life insurance, our expertise can help design coverage that aligns with your lifestyle and best protects you and your family at an affordable rate. Our offerings include:

  • Homeowners, Condo and Renters
  • Auto
  • Health and Life
  • Farm
  • Flood
  • Personal Property
  • Umbrella Liability
  • Recreational Vehicles
  • Vacant Home or Properties
  • Rental Properties

Insurance and employee benefits solutions for all types of businesses

Our seasoned professionals work with all types and sizes of businesses, getting to know your strategic goals and financial objectives in order to develop a plan that works for your business now and in the future. And our partnerships with top national insurance carriers help you find the best Property and Casualty coverage for the best cost, to help ensure your needs are covered and your interests protected.

We also advise you on employee benefits options, assisting with the design, implementation and management of a cost-effective benefits program. From your organization's wellbeing to employee and individual wellbeing, we will continue to develop benefits strategies that meet your needs while providing you with an unmatched level of service.

Our team uses its knowledge and experience to build a top-to-bottom business insurance program that provides appropriate coverage and helps you cost-effectively manage your risk. Coverages include:

  • Commercial Auto, Transportation and Garage Keepers
  • Liability, including General, Umbrella or Excess, Cyber, Errors and Omissions (E&O), Fiduciary, Employment Practices Liability (EPL) and Directors and Officers (D&O)
  • Marine
  • Medical Malpractice
  • Property, including Building, Business Personal Property, Crime, Equipment Breakdown, Flood/Wind/Hail/Earthquake
  • Specialty Services: Wrap-ups, Loss Portfolio Transfers (LPTs), Third-Party Administration, Captives and Risk Retention Groups
  • Workers' Compensation

We strive to be your strategic partner — to understand your challenges and needs, and use our knowledge, experience and global resources to provide appropriate strategies that reduce risk, contribute to wellbeing and fit within your budget. Our health and benefits solutions include:

  • Benefit strategic planning, plan design and cost control strategies
  • Digital benefits administration, including open enrollment, new hires and benefits communication
  • HR communications and assistance to manage payroll, oversee insurance offerings, set up 401(k) plans and comply with government regulations
  • Ancillary benefits, including disability, dental, vision, life, accident, long-term care and cancer/critical illness
  • Private exchanges

Continued access to customer information

Get access to policy documents, auto ID cards, certificate requests and more


Find compliance and training resources, an HR hotline and more.


Digital access for benefit enrollment and management.



We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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