Morgan, Trevathan & Gunn (MTG) Insurance, a Benton, Kentucky-based retail insurance broker, is now Gallagher.

Founded in 1934, MTG Insurance specializes in the trucking industry for clients in Kentucky and nearby states. It also offers commercial property and casualty risk management solutions for other types of businesses, as well as employee benefits consulting and personal insurance solutions.

MTG strongly believes in encouraging passion for people and deep relationships with clients. Our rich histories and shared values make this an ideal partnership between Gallagher and MTG, and clients will now benefit from access to the resources of a global network while still receiving MTG's personal touch.

With expertise dating to the Great Depression, Morgan, Trevathan & Gunn expands our growth opportunities in the transportation space.
J. Patrick Gallagher, Jr., Chairman and CEO

Personal service and competitive protection for the trucking industry

We specialize in all lines of trucking insurance, whether you're an owner-operator or fleet manager. We combine experience and forward thinking to help you anticipate and manage risk with customized, comprehensive solutions and competitive pricing. Coverages include:

  • Auto Liability
  • Physical Damage
  • Motor Truck Cargo
  • General Liability
  • Umbrella coverage
  • Workers' Compensation
  • Occupational Accident
  • Freight Broker
  • Employment Practices Liability (EPL)
  • Owner-Operator Non-Business Liability (Bobtail coverage)
  • Passenger Accident

Providing proactive strategies to minimize business and personal risk

Whether you own a business or need personal insurance to help protect your livelihood and loved ones, we offer a variety of coverages. We work to understand your unique needs and deliver risk management solutions tailored to them.

We'll connect you with the best commercial insurance markets, products and rates for your unique situation, so you can grow your business. Coverages include:

  • Property
  • Auto
  • Inland Marine
  • Farm
  • Workers' Compensation
  • Surety Bonds
  • Earthquake
  • Aviation
  • Student Accident
  • Liability coverages, including General, Professional, Umbrella and Employment Practices

You work hard every day, and we help you protect what you've earned. We'll also be there to adjust coverage as life throws changes your way. Coverages include:

  • Homeowners, including vacation homes and condos
  • Auto
  • Personal Umbrella
  • Farm
  • Renters
  • Recreational vehicle, golf cart
  • Boat and personal watercraft
  • Motorcycle

Access to portals to continue

We'll continue to provide access to our payment and client portals.



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